Sold
12057 Three Oaks Drive, St. Charles, MI 48655
Sold on 12/20/2024 for$291,000
MLS # 20240033358 (Realcomp)
4 beds3 baths2,317 sqftBuilt 19893.78 acres
1 / 35
Listing Description
Gorgeous 4 bedroom 2.5 bath home located on 3.78 acres. Enjoy your own private getaway nestled in a beautiful wooded setting. As you enter this beautiful home the large living room has a wood burning fireplace and large picture window to take in all the serene views reminiscent of being up north. The additional family room and formal dining area allows ample space for entertaining that flows into the updated kitchen with granite countertops. Home has beautiful wood floors along with all new carpet. The wrap around porch and wood deck is great for those relaxing summer nights. Recent updates include new roof in August 2023, all new paint throughout the home, new carpet and a completely updated primary bathroom. This home is a Must See to appreciate all it has to offer. Home is priced well below appraised value.
Source: SparkMLS
About this home
Located in St Charles Township in St. Charles, this property offers 4-bedroom, 3-bath, 2,317 sq ft, with original construction dating to 1989.
Closed at $291,000 (about $126/sq ft).
Annual property taxes run approximately $3,830 ($319/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,317 sqft
Lot Size3.78 acres
Year Built1989
Stories2
Location
CitySt. Charles
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed5/15/2024
Sold Date12/19/2024
Original Price$369,900
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,830
Parcel #24103184006001
Source: SparkMLS
Legal Description
COM AT E 1/4 CORN TH W1369.58 FT TO C/L OF M-52 TH S15 DEG 44MIN 30 SECONDS W 940.31 FT TO POB OF THIS DESC TH E 498.72 FT TH S15DEG 44MIN 30 SECONDS W 342.86FT TH W 498.72 FT TH N15DEG 44MIN 30 SECONDS E 342.86 FT TO POB 3.78 ACRES SEC 18 T10N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carrie Keahl
Crown Real Estate Group
Frequently Asked Questions about 12057 Three Oaks Drive, St. Charles, MI 48655
Which school district serves 12057 Three Oaks Drive, St. Charles, MI 48655?
Per MLS# 20240033358, 12057 Three Oaks Drive, St. Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20240033358, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12057 Three Oaks Drive, St. Charles, MI 48655?
Per public tax records, annual property taxes for this property are $3,830. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12057 Three Oaks Drive, St. Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12057 Three Oaks Drive, St. Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 12057 Three Oaks Drive, St. Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12057 Three Oaks Drive, St. Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Mortgage Calculator
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Monthly payment$1,913
Principal & interest$1,913
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberCableGSO SatelliteSatellite
5 providers at this address
LakeNet LLCFiber
1 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12057 Three Oaks Drive, St. Charles, MI 48655
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Municipality
St Charles Township
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