Sold

12089 Wise Street, Bear Lake, MI 49614

Sold on 07/20/2018 for$89,000

MLS # 18026754 (Michigan Regional Information Center (MichRIC))

3 beds1 bath1,432 sqftBuilt 19600.28 acres

Listing Description

THIS ONE WILL SELL FAST! Cute, ready to move in 1 Story home with partially finished basement in the charming Village of Bear Lake, walking distance to the beach! Attached 2 car garage with paved driveway. Seller is the original owner and has kept this property in excellent condition. This is the right house at the right price!

Source: SparkMLS

About this home

This 3-bedroom, 1-bath, 1,432 sq ft home built in 1960 sits in Bear Lake Village in Bear Lake.

This home sold for $89,000 (about $62/sq ft).

Annual property taxes run approximately $1,065 ($89/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms1

Living Area1,432 sqft

Lot Size0.28 acres

Year Built1960

Stories1

Location

CityBear Lake

MunicipalityBear Lake Vlg

Zip Code49614

CountyManistee

School DistrictBear Lake School District

Construction & Systems

StyleTraditional

ConstructionVinyl Siding

BasementFull

Garage2 spaces

HeatingForced Air, Wood

WaterPublic

SewerSeptic Tank

UtilitiesPhone Connected, Natural Gas Connected, Cable Connected

InteriorCeiling Fan(s), Garage Door Opener

Sale & Financing

Listed6/11/2018

Sold Date7/19/2018

Terms AcceptedCash, Conventional

Source: SparkMLS

Tax Information

Annual Tax$1,065

Tax Year2018

Assessed Value$28,324

Parcel #513222174104

Source: SparkMLS

Legal Description

VILLAGE OF BEAR LAKE S 31FT OF LOT 2 + LOT 3 BLOCK P

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by John Nale

CENTURY 21 Northland

Frequently Asked Questions about 12089 Wise Street, Bear Lake, MI 49614

What school district is 12089 Wise Street, Bear Lake, MI 49614 in?

Per MLS# 18026754, this property is served by Bear Lake School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

Per MLS# 18026754, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 18026754, the most recent reported annual property tax for 12089 Wise Street, Bear Lake, MI 49614 is $1,065 (2018). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 12089 Wise Street, Bear Lake, MI 49614 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 12089 Wise Street, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 12089 Wise Street, Bear Lake, MI 49614?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12089 Wise Street, Bear Lake, MI 49614. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.

Consumers Energy Company Superior Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.

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Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$577

Principal & interest$577

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1 Gbps

Upload

50 Mbps

CableGSO SatelliteSatelliteLicensed Fixed WirelessFixed WirelessDSL

8 providers at this address

SpectrumCable

1 Gbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

150 Mbps

HughesNetSatellite

100 Mbps

T-MobileLicensed Fixed Wireless

100 Mbps

Eclipse CommunicationsFixed Wireless

50 Mbps

BrightspeedDSL

40 Mbps

AT&TLicensed Fixed Wireless

25 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Superior Energy Company

Investor-Owned

231-362-2520 Web

MI Public Service Commission service territory boundaries.

Property

12089 Wise Street, Bear Lake, MI 49614

View full property history →

Municipality

Bear Lake Village

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Listing Description

Source: SparkMLS

About this home

This 3-bedroom, 1-bath, 1,432 sq ft home built in 1960 sits in Bear Lake Village in Bear Lake.

This home sold for $89,000 (about $62/sq ft).

Annual property taxes run approximately $1,065 ($89/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms1

Living Area1,432 sqft

Lot Size0.28 acres

Year Built1960

Stories1

Location

CityBear Lake

MunicipalityBear Lake Vlg

Zip Code49614

CountyManistee

School DistrictBear Lake School District

Construction & Systems

StyleTraditional

ConstructionVinyl Siding

BasementFull

Garage2 spaces

HeatingForced Air, Wood

WaterPublic

SewerSeptic Tank

UtilitiesPhone Connected, Natural Gas Connected, Cable Connected

InteriorCeiling Fan(s), Garage Door Opener

Sale & Financing

Listed6/11/2018

Sold Date7/19/2018

Terms AcceptedCash, Conventional

Source: SparkMLS

Frequently Asked Questions about 12089 Wise Street, Bear Lake, MI 49614

What school district is 12089 Wise Street, Bear Lake, MI 49614 in?

Per MLS# 18026754, this property is served by Bear Lake School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

Per MLS# 18026754, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

MI Property Tax Estimator

Is 12089 Wise Street, Bear Lake, MI 49614 eligible for USDA financing?

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

FEMA Flood Map

Is fiber internet available at 12089 Wise Street, Bear Lake, MI 49614?

FCC Broadband Map

Who are the utility providers for this property?

Consumers Energy Company Superior Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.