For Sale
12097 Swan Creek Road, Saginaw, MI 48609
$127,000
MLS # 50212848 (MiRealSource)
3 beds1 bathBuilt 19511.65 acres
1 / 28
Listing Description
3-bedroom, 1-bath ranch with a garage situated on 1.6 acres in Swan Creek Township. Packed with potential, this is the perfect opportunity for investors, renovators, or anyone looking to create their dream country property. Don't miss this chance to unlock the value of this spacious parcel!
Source: SparkMLS
About this home
Located in Swan Creek Township in Saginaw, this property offers 3-bedroom, 1-bath, with original construction dating to 1951.
Currently offered at $127,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size1.65 acres
Year Built1951
Location
CitySaginaw
MunicipalitySwan Creek Twp
Zip Code48609
CountySaginaw
School DistrictSt Charles
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementCrawl Space
Garage3 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed6/24/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #26-11-3-07-1008-000
Source: SparkMLS
Legal Description
W 115 FT OF E 560 FT OF N 1/2 OF N 1/2 OF NE 1/4 1.74 ACRES SEC 07 T11N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Connie Reppuhn
Century 21 Signature Realty
Frequently Asked Questions about 12097 Swan Creek Road, Saginaw, MI 48609
Which school district serves 12097 Swan Creek Road, Saginaw, MI 48609?
Per MLS# 50212848, 12097 Swan Creek Road, Saginaw, MI 48609 is in the St Charles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St Charles directly to confirm enrollment eligibility.
What financing options are available for 12097 Swan Creek Road, Saginaw, MI 48609?
Per MLS# 50212848, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12097 Swan Creek Road, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12097 Swan Creek Road, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12097 Swan Creek Road, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
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Monthly payment$824
Principal & interest$824
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12097 Swan Creek Road, Saginaw, MI 48609
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Municipality
Swan Creek Township
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