For Sale
1211 E Napier Avenue, Benton Harbor, MI 49022
$299,900
MLS # 26009082 (Michigan Regional Information Center (MichRIC))
2 bathsBuilt 19770.91 acres
1 / 29
Listing Description
Beautiful well maintained commercial space on high traffic, high exposer area on Napier Ave ( approximately 9300 cars daily per the state of Michigan last reported 2024). Easy access to major highways. Currently used as an office for Mortgage Company. Large lobby/ waiting room area , 3 small coffee/ kitchen areas, 2 rest rooms and currently offers 9 separate offices and large conference room. East end of the building was adding on in 1996 with nice modern finishings. New roof in 2025, HAVAC in 2018 making this a turnkey building. Office furnishing are negotiable. 1211 E Napier is part of a 2 unit condominium unit. Unit listed for sale is unit #2 on the East end of the building currently used by Union Home Mgt. No HOA fee's. Exterior maintenance shared annually by both unit owners. Great multi use commercial building. The bulk Interior walls on original structure appear to be none load bearing for easy floor plan modification.
Source: SparkMLS
About this home
Located in Benton Township in Benton Harbor, this property offers 2-bath, with original construction dating to 1977.
Currently offered at $299,900.
Annual property taxes run approximately $5,162 ($430/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeOffice
Bathrooms2
Lot Size0.91 acres
Year Built1977
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionVinyl Siding, Brick
HeatingForced Air
UtilitiesPhone Connected, Natural Gas Connected, Electricity Connected, Cable Connected, Storm Sewer
Sale & Financing
Listed3/10/2026
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$5,162
Tax Year2025
Assessed Value$100,129
Parcel #11-03-5325-0002-00-4
Source: SparkMLS
Legal Description
Unit 2 Napier Professional Building Condominium Liber 45 Page 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brian Newton
Sunrise Real Estate, Inc.
Frequently Asked Questions about 1211 E Napier Avenue, Benton Harbor, MI 49022
Which school district serves 1211 E Napier Avenue, Benton Harbor, MI 49022?
Per MLS# 26009082, 1211 E Napier Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 1211 E Napier Avenue, Benton Harbor, MI 49022?
Per MLS# 26009082, this listing accepts Conventional, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1211 E Napier Avenue, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $5,162 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1211 E Napier Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1211 E Napier Avenue, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1211 E Napier Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1211 E Napier Avenue, Benton Harbor, MI 49022
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Municipality
Benton Township
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