Sold
12146 Lakefield Road, Saint Charles, MI 48655
Sold on 09/05/2025 for$500,000
MLS # 50182700 (MiRealSource)
3 beds3 baths1,864 sqftBuilt 20221.29 acres
1 / 62
Listing Description
Experience this exquisite practically new 2022 custom built home, featuring quality, high-end finishes and an elegant design that will have you wowed as soon as you walk through the front door! This stunning ranch features 3 bedrooms, 3 bathrooms, two-2 car garages all nestled on 1.29 acres in the rural area of St. Charles. The heart of this home is the kitchen featuring 10 ft ceilings, custom cabinets extending from floor to ceiling, a large island with a built-in microwave and stunning granite countertops. The home boasts an open-concept kitchen, dining room and living room with a cozy gas fireplace making it an ideal place for family and friends to gather. The primary bedroom has a spacious walk-in closet and an ensuite bathroom with a tiled walk-in shower. The well-designed basement has a bar, living area, workout room and a full bathroom with a tiled walk-in shower. Other features include solid maple trim and doors, in-floor heat in both garages, basement and 4 seasons room and a whole home 22k generator. Relax and enjoy the captivating views of wildlife from your four seasons room leading out to a spacious backyard and patio. This property is immaculate and ready for new owners. Welcome home!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,864 sq ft home built in 2022 sits in Swan Creek Township in Saint Charles.
Final sale price: $500,000 (about $268/sq ft).
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,864 sqft
Lot Size1.29 acres
Year Built2022
Location
CitySaint Charles
MunicipalitySwan Creek Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionVinyl Siding
Garage4 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed7/22/2025
Sold Date9/4/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wendy Schmitz
Real Estate One Great Lakes Bay
Frequently Asked Questions about 12146 Lakefield Road, Saint Charles, MI 48655
Which school district serves 12146 Lakefield Road, Saint Charles, MI 48655?
Per MLS# 50182700, 12146 Lakefield Road, Saint Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50182700, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12146 Lakefield Road, Saint Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12146 Lakefield Road, Saint Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 12146 Lakefield Road, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12146 Lakefield Road, Saint Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,042
Principal & interest$3,042
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberCableGSO SatelliteSatellite
5 providers at this address
LakeNet LLCFiber
1 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12146 Lakefield Road, Saint Charles, MI 48655
View full property history →
Municipality
Swan Creek Township
View all listings →
Get email alerts for new listings near 12146 Lakefield Road
We'll notify you when something hits the market in Swan Creek Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.