For Sale
12186 Cloverlawn Street, Detroit, MI 48204
$220,000
MLS # 20261041149 (Realcomp)
4 beds2 baths1,817 sqftBuilt 19230.09 acres
1 / 40
Listing Description
Welcome to 12186 Cloverlawn Street, Detroit! This beautifully updated 4-bedroom, 2-bath home offers the perfect blend of modern finishes, functional living space, and timeless character. Step inside to an open-concept layout designed for today's lifestyle, featuring a spacious living room and an inviting family room, each complete with its own fireplace, creating warm and comfortable gathering spaces throughout the home.The updated kitchen and bathrooms showcase quality craftsmanship and stylish finishes, while recent improvements including a new roof and new siding provide added peace of mind. Upstairs, enjoy access to a private balcony, perfect for morning coffee or evening relaxation.This generously sized home also features a large basement offering endless possibilities for storage, recreation, or future finishing. Outside, you'll find a long driveway, detached garage, and oversized lot with the potential to expand the backyard by acquiring adjacent city-owned side lots (buyer to verify availability).Whether you're looking for space to grow, entertain, or simply enjoy a move-in-ready home, this property delivers exceptional value and versatility. Schedule your private showing today!
Source: SparkMLS
About this home
Located in Mackenzie in Detroit, this property offers 4-bedroom, 2-bath, 1,817 sq ft, with original construction dating to 1923.
Currently offered at $220,000 (about $121/sq ft).
Estimated annual property tax: $1,142, or about $95 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,817 sqft
Lot Size0.09 acres
Year Built1923
Stories2
Location
CityDetroit
Zip Code48204
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionShingle Siding, Stucco
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed6/2/2026
Original Price$240,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$697
Tax Year2025
State Equalized Value$17,800
Assessed Value$17,800
Parcel #16031075.
Source: Public Records
Legal Description
PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2024. E CLOVERLAWN 314 WESTLAWN SUB L31 P68 PLATS, W C R 16/236 35 X 108
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jennifer Aparicio-Zavalza
EXP Realty Main
Frequently Asked Questions about 12186 Cloverlawn Street, Detroit, MI 48204
Which school district serves 12186 Cloverlawn Street, Detroit, MI 48204?
Per MLS# 20261041149, 12186 Cloverlawn Street, Detroit, MI 48204 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261041149, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12186 Cloverlawn Street, Detroit, MI 48204?
Per public tax records, annual property taxes for this property are $1,925. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12186 Cloverlawn Street, Detroit, MI 48204 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 12186 Cloverlawn Street, Detroit, MI 48204 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12186 Cloverlawn Street, Detroit, MI 48204?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$1,142
Monthly$95
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,522
Principal & interest$1,427
Property taxes$95
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12186 Cloverlawn Street, Detroit, MI 48204
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Neighborhood
Mackenzie
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Community
Detroit
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County
Wayne County
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