For Sale
12192 Riverside Drive, White Pigeon, MI 49099
$199,000
MLS # 26018292 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,560 sqftBuilt 19504.39 acres
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Listing Description
Great opportunity to own 4.39± acres with St. Joseph River frontage. This 4-bedroom, 1-bath home offers numerous updates including a newer metal roof, windows, furnace, and central A/C. Notable features include large rooms, two wood-burning stoves, a storage shed, and scenic river views. The additional acreage includes an aluminum dock and offers potential for a future building site (buyer to verify) or recreational use. Whether you're looking for a primary residence, investment property, or recreational getaway, this riverfront property offers plenty of possibilities.
Source: SparkMLS
About this home
This 4-bedroom, 1-bath, 1,560 sq ft home built in 1950 sits in White Pigeon.
Asking $199,000 (about $128/sq ft).
Property tax estimate: $4,372 per year ($364/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,560 sqft
Lot Size4.39 acres
Year Built1950
Stories1
Location
CityWhite Pigeon
MunicipalityConstantine Twp
Zip Code49099
CountySt. Joseph
School DistrictConstantine
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air, Wood
WaterWell
SewerSeptic Tank
InteriorLP Tank Rented, Eat-in Kitchen
Sale & Financing
Listed4/27/2026
Original Price$125,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,372
Tax Year2025
Assessed Value$15,100
Parcel #003-033-020-00
Source: SparkMLS
Legal Description
on file
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rich Carpenter
Bright Star Realty & Auction LLC
Frequently Asked Questions about 12192 Riverside Drive, White Pigeon, MI 49099
Which school district serves 12192 Riverside Drive, White Pigeon, MI 49099?
Per MLS# 26018292, 12192 Riverside Drive, White Pigeon, MI 49099 is in the Constantine boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Constantine directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26018292, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12192 Riverside Drive, White Pigeon, MI 49099?
Per public tax records, annual property taxes for this property are $4,372 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12192 Riverside Drive, White Pigeon, MI 49099 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12192 Riverside Drive, White Pigeon, MI 49099 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12192 Riverside Drive, White Pigeon, MI 49099?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Constantine Twp police department or the St. Joseph County sheriff's office.
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Monthly payment$1,291
Principal & interest$1,291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12192 Riverside Drive, White Pigeon, MI 49099
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