For Sale
12195 Maple, Bear Lake, MI 49614
$249,900
MLS # 1947654 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19400.6 acres
1 / 24
Listing Description
Old time charm inside the quaint Village of Bear Lake. This two-story home has 3 bedrooms and 1 1/2 baths, but that's not all!! A boastful piece of property at just under an acre, will justify that riding lawn mower. This home also has a 30 X 40 pole building, and an additional barn style out building with a workshop in it. Just out the front door you can see the lake, swimming boating, and fishing awaits. This location is great; Manistee and Benzie are just a short drive. You'll love the hometown feel, and all that this community has to offer.
Source: SparkMLS
About this home
Located in Bear Lake Village in Bear Lake, this property offers 3-bedroom, 1-bath, with original construction dating to 1940.
Currently offered at $249,900.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.6 acres
Year Built1940
Stories2
Location
CityBear Lake
Zip Code49614
CountyManistee
Construction & Systems
BasementCrawl Space, Michigan Basement
HeatingNatural Gas, Hot Water
WaterPublic
Sale & Financing
Listed7/5/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angela Crawford
3DX Real Estate, LLC
Frequently Asked Questions about 12195 Maple, Bear Lake, MI 49614
Can I use FHA or VA financing for this property?
Per MLS# 1947654, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 12195 Maple, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12195 Maple, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12195 Maple, Bear Lake, MI 49614
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Municipality
Bear Lake Village
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