Sold
1221 Pearl Street, Benton Harbor, MI 49022
Sold on 06/01/2026 for$124,000
MLS # 26014127 (Michigan Regional Information Center (MichRIC))
2 beds1 bath845 sqftBuilt 19450.15 acres
1 / 19
Listing Description
Exterior and interior completely remodeling in 2018. Roof, vinyl siding ,furnace, and electric all updated in 2018. New water line and meter from street to house. All drywall throughout was replaced, new paint . Two decks for enjoyment. 25 mph, low traffic area. Open floor plan. Kitchen as wood cabinets, all appliances stay. Main floor laundry. Spacious Full bath completely updated in 2018.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 845 sq ft home built in 1945 sits in Benton Harbor in Benton Harbor.
Closed at $124,000 (about $147/sq ft).
Estimated annual property tax: $745, or about $62 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area845 sqft
Lot Size0.15 acres
Year Built1945
Stories1
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed4/7/2026
Sold Date5/31/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$745
Tax Year2025
Assessed Value$17,277
Parcel #11-53-6150-0076-00-0
Source: SparkMLS
Legal Description
Lot 4 blk D Potes Add to the city of BH
Property Records
USDA Rural Development: Not Eligible
Verify eligibility at USDAListed by R.Scott Neumann
Sunrise Real Estate, Inc.
Frequently Asked Questions about 1221 Pearl Street, Benton Harbor, MI 49022
Which school district serves 1221 Pearl Street, Benton Harbor, MI 49022?
Per MLS# 26014127, 1221 Pearl Street, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 1221 Pearl Street, Benton Harbor, MI 49022?
Per MLS# 26014127, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1221 Pearl Street, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $745 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1221 Pearl Street, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What utilities serve 1221 Pearl Street, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
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Monthly payment$817
Principal & interest$817
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1221 Pearl Street, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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