Sold
12227 Wise Street, Bear Lake, MI 49614
Sold on 07/09/2025 for$215,000
MLS # 25024362 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,600 sqftBuilt 19000.04 acres
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Listing Description
Move-in ready updated Home in the Village of Bear Lake with peek-a-boo views of the lake & access to the beach just a short walk. Home features a large updated kitchen with stainless appliances, large living/dining area, cozy entry, 1st floor primary bed & bath. Upstairs has an amazing den with 2 bedrooms. One bedroom has a huge walk-in closet with shelving. Great Mud room off the back deck. The laundry connections are in the clean dry basement off the mud room. Could come partially furnished. Large yard with plenty of room for games or a garage. Call today to schedule your showing.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,600 sq ft home in Bear Lake Village in Bear Lake built in 1900.
This home sold for $215,000 (about $134/sq ft).
Annual property taxes run approximately $1,000 ($83/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,600 sqft
Lot Size0.04 acres
Year Built1900
Stories2
Location
CityBear Lake
MunicipalityBear Lake Vlg
Zip Code49614
CountyManistee
School DistrictBear Lake School District
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available
InteriorCeiling Fan(s)
Sale & Financing
Listed5/26/2025
Sold Date7/8/2025
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$8,600
Source: SparkMLS
Tax Information
Annual Tax$1,000
Tax Year2025
Assessed Value$34,425
Parcel #51-32-221-721-05
Source: SparkMLS
Legal Description
VILLAGE OF BEAR LAKE LOT 2 & W 69 1/2 FT OF LOTS 1 & 22 BLOCK K.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Virginia M Pelton
CENTURY 21 Northland
Frequently Asked Questions about 12227 Wise Street, Bear Lake, MI 49614
Which school district serves 12227 Wise Street, Bear Lake, MI 49614?
Per MLS# 25024362, 12227 Wise Street, Bear Lake, MI 49614 is in the Bear Lake School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bear Lake School District directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25024362, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12227 Wise Street, Bear Lake, MI 49614?
Per public tax records, annual property taxes for this property are $1,000 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12227 Wise Street, Bear Lake, MI 49614 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12227 Wise Street, Bear Lake, MI 49614 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12227 Wise Street, Bear Lake, MI 49614. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12227 Wise Street, Bear Lake, MI 49614?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.
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Monthly payment$1,485
Principal & interest$1,485
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Internet
Download
1 Gbps
Upload
50 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessFixed WirelessDSL
8 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsEclipse CommunicationsFixed Wireless
50 MbpsBrightspeedDSL
40 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12227 Wise Street, Bear Lake, MI 49614
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Municipality
Bear Lake Village
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