Sold
12245 West St Street, Bear Lake, MI 49614
Sold on 10/15/2025 for$185,000
MLS # 25031249 (Michigan Regional Information Center (MichRIC))
3 beds2 baths972 sqftBuilt 19710.43 acres
1 / 48
Listing Description
Ranch Style home on a large corner lot just a short walk from beautiful 1800 acre Bear Lake, the village park and schools. Location is key as Crystal Mountain, Arcadia Bluffs and Lake Michigan are short drive away. The 3 bedrooms, 1.5 baths offers main floor living with detached garage and paved driveway. A large deck off the side of the house is the perfect place to entertain and barbeque. Bear Lake has everything Northern Michigan has to offer, a little town with a lot to do. If your looking for a great place you will need to see this one first.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 972 sq ft home built in 1971 sits in Bear Lake Village in Bear Lake.
This home sold for $185,000 (about $190/sq ft).
Annual property taxes run approximately $3,013 ($251/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area972 sqft
Lot Size0.43 acres
Year Built1971
Stories1
Location
CityBear Lake
MunicipalityBear Lake Vlg
Zip Code49614
CountyManistee
School DistrictBear Lake School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Full
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Available, High-Speed Internet
InteriorLP Tank Rented
Sale & Financing
Listed6/26/2025
Sold Date10/14/2025
Original Price$219,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,013
Tax Year2025
Assessed Value$35,468
Parcel #51-32-221-729-01
Source: SparkMLS
Legal Description
VILLAGE OF BEAR LAKE LOTS 1,2 + 22 BLOCK M EXC US 31 HWY
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John Judge
Coldwell Banker Schmidt - Onekama
Frequently Asked Questions about 12245 West St Street, Bear Lake, MI 49614
Which school district serves 12245 West St Street, Bear Lake, MI 49614?
Per MLS# 25031249, 12245 West St Street, Bear Lake, MI 49614 is in the Bear Lake School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bear Lake School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25031249, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12245 West St Street, Bear Lake, MI 49614?
Per public tax records, annual property taxes for this property are $3,013 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12245 West St Street, Bear Lake, MI 49614 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12245 West St Street, Bear Lake, MI 49614 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12245 West St Street, Bear Lake, MI 49614. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12245 West St Street, Bear Lake, MI 49614?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
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Internet
Download
1 Gbps
Upload
50 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessFixed WirelessDSL
8 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsEclipse CommunicationsFixed Wireless
50 MbpsBrightspeedDSL
40 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12245 West St Street, Bear Lake, MI 49614
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Municipality
Bear Lake Village
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