Sold

12291 Smith Street, Bear Lake, MI 49614

Sold on 01/31/2022 for$270,000

MLS # 21102048 (Michigan Regional Information Center (MichRIC))

3 beds2 baths1,706 sqftBuilt 19670.55 acres

Listing Description

Walk to beautiful Bear Lake or to school. Great family home or summer cottage. Three Bedroom home with 1.5 baths. This home has been completely updated over the years. Quartz counter tops, Hardwood floors, ceramic tile, vinyl siding and windows. Beautiful landscaping with irrigation system. Main level laundry. The upstairs bedroom is currently being used for weekend guests. Large enough for 5 beds and still room for more. Large attached two car garage. Large enough for two full size trucks. 30'x60' Pole barn large enough for all your toys or hobbies. Private back yard and patio to sit in peace. Generac back up generator is also included. Full basement for plenty of storage. Furnace and Hot water heater have all been updated. Location is great.

Source: SparkMLS

About this home

3-bedroom, 2-bath, 1,706 sq ft home in Bear Lake Village in Bear Lake built in 1967.

Closed at $270,000 (about $158/sq ft).

Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area1,706 sqft

Lot Size0.55 acres

Year Built1967

Stories2

Location

CityBear Lake

MunicipalityBear Lake Vlg

Zip Code49614

CountyManistee

School DistrictBear Lake School District

Construction & Systems

StyleCape Cod

ConstructionVinyl Siding

BasementFull

Garage2 spaces

HeatingForced Air

WaterPublic

SewerSeptic Tank

UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet

InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen

Sale & Financing

Listed8/23/2021

Sold Date1/30/2022

Terms AcceptedCash, Conventional

Source: SparkMLS

Tax Information

Annual Tax$0

Tax Year2020

Assessed Value$41,205

Parcel #513234370211

Source: SparkMLS

Legal Description

Hopkins homestead addition to Village of Bear Lake, Lots 14 & 15.

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Jeff Pyciak

Coldwell Banker Professionals ALM Manistee

Frequently Asked Questions about 12291 Smith Street, Bear Lake, MI 49614

Which school district serves 12291 Smith Street, Bear Lake, MI 49614?

Per MLS# 21102048, 12291 Smith Street, Bear Lake, MI 49614 is in the Bear Lake School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bear Lake School District directly to confirm enrollment eligibility.

What type of financing is accepted for this listing?

Per MLS# 21102048, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 12291 Smith Street, Bear Lake, MI 49614 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.

USDA Eligibility Map

Is 12291 Smith Street, Bear Lake, MI 49614 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What internet service is available at this address?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12291 Smith Street, Bear Lake, MI 49614. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

What utilities serve 12291 Smith Street, Bear Lake, MI 49614?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.

Consumers Energy Company Superior Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.

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Mortgage Calculator

Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$1,810

Principal & interest$1,810

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1 Gbps

Upload

50 Mbps

CableGSO SatelliteSatelliteLicensed Fixed WirelessFixed WirelessDSL

8 providers at this address

SpectrumCable

1 Gbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

150 Mbps

HughesNetSatellite

100 Mbps

T-MobileLicensed Fixed Wireless

100 Mbps

Eclipse CommunicationsFixed Wireless

50 Mbps

BrightspeedDSL

40 Mbps

AT&TLicensed Fixed Wireless

25 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Superior Energy Company

Investor-Owned

231-362-2520 Web

MI Public Service Commission service territory boundaries.

Property

12291 Smith Street, Bear Lake, MI 49614

View full property history →

Municipality

Bear Lake Village

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Listing Description

Source: SparkMLS

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area1,706 sqft

Lot Size0.55 acres

Year Built1967

Stories2

Location

CityBear Lake

MunicipalityBear Lake Vlg

Zip Code49614

CountyManistee

School DistrictBear Lake School District

Construction & Systems

StyleCape Cod

ConstructionVinyl Siding

BasementFull

Garage2 spaces

HeatingForced Air

WaterPublic

SewerSeptic Tank

UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet

InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen

Sale & Financing

Listed8/23/2021

Sold Date1/30/2022

Terms AcceptedCash, Conventional

Source: SparkMLS

Frequently Asked Questions about 12291 Smith Street, Bear Lake, MI 49614

Which school district serves 12291 Smith Street, Bear Lake, MI 49614?

What type of financing is accepted for this listing?

Per MLS# 21102048, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.

Can I use a USDA Rural Development loan for this property?

USDA Eligibility Map

Is 12291 Smith Street, Bear Lake, MI 49614 in a flood zone?

FEMA Flood Map

What internet service is available at this address?

FCC Broadband Map

What utilities serve 12291 Smith Street, Bear Lake, MI 49614?

Consumers Energy Company Superior Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.