Sold

12328 Russell Street, Bear Lake, MI 49614

Sold on 10/25/2019 for$144,000

MLS # 19037788 (Michigan Regional Information Center (MichRIC))

3 beds2 baths1,700 sqftBuilt 19990.4 acres

Listing Description

Very Well Maintained! Located just up the Street from Bear Lake! 3 Bedroom 2 Bath Approximately 1,700 sq. ft. Ranch on a large corner parcel. Essentially maintenance free. Large attached garage. Natural gas fireplace in the second living-room/den. Appliances included. Fresh white paint throughout, pick your colors and call it home. Please schedule your tour today.

Source: SparkMLS

About this home

This 3-bedroom, 2-bath, 1,700 sq ft home built in 1999 sits in Bear Lake Village in Bear Lake.

Closed at $144,000 (about $85/sq ft).

Annual property taxes run approximately $2,047 ($171/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area1,700 sqft

Lot Size0.4 acres

Year Built1999

Stories1

Location

CityBear Lake

MunicipalityBear Lake Vlg

Zip Code49614

CountyManistee

School DistrictBear Lake School District

Construction & Systems

StyleRanch

ConstructionVinyl Siding

BasementCrawl Space

HeatingForced Air

WaterWell

SewerSeptic Tank

UtilitiesPhone Connected, Natural Gas Connected, Cable Connected

InteriorEat-in Kitchen, Pantry

Sale & Financing

Listed8/6/2019

Sold Date10/24/2019

Original Price$165,000

Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional

Source: SparkMLS

Tax Information

Annual Tax$2,047

Tax Year2019

Assessed Value$55,065

Parcel #513256271305

Source: SparkMLS

Legal Description

SMITH E ADD TO VILL BEAR LAKE LOTS 6 & 7 BLOCK G.

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Therran Ferguson

LIGHTHOUSE REALTY-Manistee

Frequently Asked Questions about 12328 Russell Street, Bear Lake, MI 49614

Which school district serves 12328 Russell Street, Bear Lake, MI 49614?

Per MLS# 19037788, 12328 Russell Street, Bear Lake, MI 49614 is in the Bear Lake School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bear Lake School District directly to confirm enrollment eligibility.

Can I use FHA or VA financing for this property?

Per MLS# 19037788, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 12328 Russell Street, Bear Lake, MI 49614?

Per public tax records, annual property taxes for this property are $2,047 (2019). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 12328 Russell Street, Bear Lake, MI 49614 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.

USDA Eligibility Map

Is 12328 Russell Street, Bear Lake, MI 49614 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What internet service is available at this address?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12328 Russell Street, Bear Lake, MI 49614. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

What utilities serve 12328 Russell Street, Bear Lake, MI 49614?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.

Consumers Energy Company Superior Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.

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Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$1,005

Principal & interest$1,005

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1 Gbps

Upload

50 Mbps

CableGSO SatelliteSatelliteDSLLicensed Fixed WirelessFixed Wireless

8 providers at this address

SpectrumCable

1 Gbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

150 Mbps

BrightspeedDSL

100 Mbps

HughesNetSatellite

100 Mbps

T-MobileLicensed Fixed Wireless

100 Mbps

Eclipse CommunicationsFixed Wireless

50 Mbps

AT&TLicensed Fixed Wireless

25 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Superior Energy Company

Investor-Owned

231-362-2520 Web

MI Public Service Commission service territory boundaries.

Property

12328 Russell Street, Bear Lake, MI 49614

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Municipality

Bear Lake Village

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Listing Description

Source: SparkMLS

About this home

This 3-bedroom, 2-bath, 1,700 sq ft home built in 1999 sits in Bear Lake Village in Bear Lake.

Closed at $144,000 (about $85/sq ft).

Annual property taxes run approximately $2,047 ($171/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area1,700 sqft

Lot Size0.4 acres

Year Built1999

Stories1

Location

CityBear Lake

MunicipalityBear Lake Vlg

Zip Code49614

CountyManistee

School DistrictBear Lake School District

Construction & Systems

StyleRanch

ConstructionVinyl Siding

BasementCrawl Space

HeatingForced Air

WaterWell

SewerSeptic Tank

UtilitiesPhone Connected, Natural Gas Connected, Cable Connected

InteriorEat-in Kitchen, Pantry

Sale & Financing

Listed8/6/2019

Sold Date10/24/2019

Original Price$165,000

Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional

Source: SparkMLS

Frequently Asked Questions about 12328 Russell Street, Bear Lake, MI 49614

Which school district serves 12328 Russell Street, Bear Lake, MI 49614?

Can I use FHA or VA financing for this property?

What are the property taxes at 12328 Russell Street, Bear Lake, MI 49614?

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

USDA Eligibility Map

Is 12328 Russell Street, Bear Lake, MI 49614 in a flood zone?

FEMA Flood Map

What internet service is available at this address?

FCC Broadband Map

What utilities serve 12328 Russell Street, Bear Lake, MI 49614?

Consumers Energy Company Superior Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.