Sold
12342 N Mackinaw Highway, Carp Lake, MI 49718
Sold on 01/16/2026 for$197,500
MLS # 20251007013 (Realcomp)
3 beds2 baths1,280 sqftBuilt 20012.54 acres
1 / 25
Listing Description
Affordable Northern Michigan getaway or investment opportunity! Located just minutes from I-75 and surrounded by lakes, this 3-bedroom, 2-bath home offers the perfect mix of privacy, accessibility, and value. Set on 2.54 acres, there's room to roam, relax, or expand. Whether you're looking for a low-maintenance second home or a short-term rental opportunity, this property fits the bill... with appliances included and furnishings negotiable. The home features durable luxury vinyl flooring throughout and a 16x24 pole barn for your toys or storage needs. A fantastic location for outdoor lovers and investors alike... just a short drive to Mackinaw City, Lake Michigan, and other Northern Michigan destinations!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,280 sq ft home in Carp Lake built in 2001.
Final sale price: $197,500 (about $154/sq ft).
Property tax estimate: $1,893 per year ($158/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 280 Mbps from 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,280 sqft
Lot Size2.54 acres
Year Built2001
Stories1
Location
CityCarp Lake
MunicipalityMackinaw Twp
Zip Code49718
CountyCheboygan
School DistrictMackinaw City
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/11/2025
Sold Date1/15/2026
Original Price$215,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,893
Parcel #01103130000201
Source: SparkMLS
Legal Description
BEG NW COR OF S1/2 OF N1/2 OF SW FRL1/4, SEC 31, T39N,R3W; TH S 78D 6M E 662.72FT TO WLY R/W I-75; TH S 0D 3M 50S W ALG SD R/W 166.5FT; TH N 78D 6M W 662.35FT TO W SEC LI; TH N 0D 3M 50S W ALG SEC LI 166.5FT TO POB, PT OF S1/2 OF N1/2 OF SWFRL1/4. 720/272;885/847;1046/419;1081/330;1473/615;1489/855
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert K Montgomery
Realty Executives Home Towne
Frequently Asked Questions about 12342 N Mackinaw Highway, Carp Lake, MI 49718
Which school district serves 12342 N Mackinaw Highway, Carp Lake, MI 49718?
Per MLS# 20251007013, 12342 N Mackinaw Highway, Carp Lake, MI 49718 is in the Mackinaw City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Mackinaw City directly to confirm enrollment eligibility.
What financing options are available for 12342 N Mackinaw Highway, Carp Lake, MI 49718?
Per MLS# 20251007013, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12342 N Mackinaw Highway, Carp Lake, MI 49718?
Per public tax records, annual property taxes for this property are $1,893. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12342 N Mackinaw Highway, Carp Lake, MI 49718 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12342 N Mackinaw Highway, Carp Lake, MI 49718 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12342 N Mackinaw Highway, Carp Lake, MI 49718. The maximum advertised download speed is 280 Mbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12342 N Mackinaw Highway, Carp Lake, MI 49718?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Mackinaw Twp police department or the Cheboygan County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
StarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12342 N Mackinaw Highway, Carp Lake, MI 49718
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