For Sale
12377 Bair Lake Street 81, Jones, MI 49061
$349,900
MLS # 26018011 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,374 sqftBuilt 19400.1 acres
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Listing Description
Great opportunity for year round or seasonal home with access to Bair Lake, membership in Shady Point Campground Condominium Resort, and permanence while able to accessing camp life. Your private deck overlooking Bair Lake and the beach is tranquil and you have a fire pit for those special outdoor spring/summer/fall evenings! Resort membership gives you access to swimming, fishing and lake activities & seasonal access to game room, pickleball court and camp store PLUS events put on by campground. Home has been completely updated with walls taken down to studs now highlighting contemporary kitchen, full bath, generous sized 3 bedrooms and high quality finishes! A truly unique property AND... comes fully furnished! Turn-key ready on day one! Dock rental is available at $250 per season. Condo association fees are $1000 annually, and during 2026 season you can have reserved Airbnb rights from developer if you choose (Airbnb is generally excluded under bylaws). Check out this property toda
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,374 sq ft home built in 1940 sits in Jones.
Asking $349,900 (about $255/sq ft).
Estimated annual property tax: $2,791, or about $233 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms2
Living Area1,374 sqft
Lot Size0.1 acres
Year Built1940
Stories2
Location
CityJones
MunicipalityPorter Twp
Zip Code49061
CountyCass
School DistrictThree Rivers
Construction & Systems
StyleFarmhouse
ConstructionAluminum Siding, Vinyl Siding
BasementPartial
HeatingForced Air
WaterPrivate Water
UtilitiesHigh-Speed Internet
InteriorCeiling Fan(s), LP Tank Rented
Sale & Financing
Listed4/25/2026
Terms AcceptedCash, FHA, Conventional
HOA
HOA Fee$1,000 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,791
Tax Year2025
Assessed Value$60,973
Parcel #14-120-251-081-00
Source: SparkMLS
Legal Description
UNIT 81 SHADY POINT CAMPGROUND CONDOMINIUM RESORT. SEE CONDOMINIUM PLAT REFERENCE #33 PROPERTY SPLIT: 10.20.2022 PARENTS: 14-080-034-048-02 AND 14-120-003-001-00 CHILDREN: 14-080-251-001-00 THRU 14-080-251-006-00, 14-120-251-007-00 THRU 14-120-251-02 1-00, 14-080-251-022-00 THRU 14-080-251-080-00, 14-120-251-081-00, 14-120-251-082-00, AND 14-080-251-082-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Garrett Hall
HG Real Estate
Frequently Asked Questions about 12377 Bair Lake Street 81, Jones, MI 49061
What school district is 12377 Bair Lake Street 81, Jones, MI 49061 in?
Per MLS# 26018011, this property is served by Three Rivers. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26018011, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26018011, the most recent reported annual property tax for 12377 Bair Lake Street 81, Jones, MI 49061 is $2,791 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12377 Bair Lake Street 81, Jones, MI 49061 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12377 Bair Lake Street 81, Jones, MI 49061 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Porter Twp police department or the Cass County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,352
Principal & interest$2,269
HOA$83
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12377 Bair Lake Street 81, Jones, MI 49061
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