Sold
12395 Prior Road, St. Charles, MI 48655
Sold on 09/16/2024 for$300,000
MLS # 24020726 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,624 sqftBuilt 196926.46 acres
1 / 36
Listing Description
Beautiful family home located on a stunning country landscape. This must-see property includes mature oak trees, blueberry bushes, and 26+ acres home to various wildlife visitors. The huge pole barn is perfect for projects, car repairs or extra indoor storage space. The 3 bedroom home has received recent updates, including a newly remodeled kitchen in 2022 and a new roof and window replacements within the last 7 years. This home is a rare find and has the space for endless possibilities!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,624 sq ft home in Swan Creek Township in St. Charles built in 1969.
Closed at $300,000 (about $185/sq ft).
Property tax estimate: $3,671 per year ($306/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,624 sqft
Lot Size26.46 acres
Year Built1969
Stories1
Location
CitySt. Charles
MunicipalitySwan Creek Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
StyleRanch
ConstructionBrick
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed9/16/2024
Sold Date9/15/2024
Original Price$355,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,671
Tax Year2023
Assessed Value$110,158
Parcel #26113304004000
Source: SparkMLS
Legal Description
E 30 ACRES OF NW 1/4 OF SE 1/4 EXC COM AT E 1/4 CORN OF SEC TH W 1717.12 FT TO POB TH S 475 FT TH W 211 FT TH N 475 FT TH E 211 FT TO POB 27.7 ACRES SEC 30 T11N R3E***DESC CHGD WITH 4004-001/DID NOT RETIRE # 1/18/07
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul Richards
Arterra Realty Michigan LLC
Frequently Asked Questions about 12395 Prior Road, St. Charles, MI 48655
Which school district serves 12395 Prior Road, St. Charles, MI 48655?
Per MLS# 24020726, 12395 Prior Road, St. Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 24020726, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12395 Prior Road, St. Charles, MI 48655?
Per public tax records, annual property taxes for this property are $3,671 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12395 Prior Road, St. Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12395 Prior Road, St. Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12395 Prior Road, St. Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12395 Prior Road, St. Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Swan Creek Twp police department or the Saginaw County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,011
Principal & interest$2,011
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12395 Prior Road, St. Charles, MI 48655
View full property history →
Municipality
Swan Creek Township
View all listings →
Get email alerts for new listings near 12395 Prior Road
We'll notify you when something hits the market in Swan Creek Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.