Sold
12431 W Townline Road, St. Charles, MI 48655
Sold on 02/05/2026 for$209,000
MLS # 20261000672 (Realcomp)
3 beds2 baths1,200 sqftBuilt 19760.64 acres
1 / 37
Listing Description
Welcome home to this immaculate and exceptionally well-kept ranch property, perfectly situated for peaceful living with unbeatable access to the historic amenities of the Village of St. Charles. Enjoy a friendly, small-town atmosphere while being just a short stroll or quick drive to local shops, dining, and the Saginaw Valley Rail Trail!This home showcases true pride of ownership and is spotlessly clean and move-in ready. The bright, single-level floor plan is highlighted by beautiful ceramic and hardwood flooring. The layout includes three spacious bedrooms and two modern bathrooms, creating a comfortable and private living space with an updated open concept kitchen, perfect for gatherings. The true centerpiece of this property is the exceptional, fully-fenced backyard—a private haven with beautiful mature trees, designed for leisure, fun, and relaxation. Melt the days stress away in your own private hot tub! Enjoy endless summer fun with a large patio entertaining area and above ground pool, along with a large storage shed to keep all your outdoor gear organized. Perfect for summer barbecues and family gatherings. This property is a perfect blend of a large private property, lifestyle along with the convenience of being close to local attractions in the heart of St. Charles. Only minutes away from the Shiawassee River State Game Area and National Wildlife Refuge, a hunter, fisherman, and recreationist’s paradise! This gem will not last long!
Source: SparkMLS
About this home
Located in St Charles Township in St. Charles, this property offers 3-bedroom, 2-bath, 1,200 sq ft, with original construction dating to 1976.
Final sale price: $209,000 (about $174/sq ft).
Annual property taxes run approximately $1,732 ($144/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,200 sqft
Lot Size0.64 acres
Year Built1976
Stories1
Location
CitySt. Charles
Zip Code48655
CountySaginaw
School DistrictSt. Charles
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorHot Tub Spa
Sale & Financing
Listed1/6/2026
Sold Date2/4/2026
Source: SparkMLS
Tax Information
Annual Tax$1,732
Parcel #24103061417000
Source: SparkMLS
Legal Description
LOT 17 EXC E 10 FT THEREOF MATTEN SUBDIVISION SEC 6 T10N R3E
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Susan Saeedy
Aurora Realty Group
Frequently Asked Questions about 12431 W Townline Road, St. Charles, MI 48655
Which school district serves 12431 W Townline Road, St. Charles, MI 48655?
Per MLS# 20261000672, 12431 W Townline Road, St. Charles, MI 48655 is in the St. Charles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles directly to confirm enrollment eligibility.
What are the property taxes at 12431 W Townline Road, St. Charles, MI 48655?
Per public tax records, annual property taxes for this property are $1,732. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12431 W Townline Road, St. Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12431 W Townline Road, St. Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12431 W Townline Road, St. Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12431 W Townline Road, St. Charles, MI 48655
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Municipality
St Charles Township
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