Sold
12460 Russell Street, Bear Lake, MI 49614
Sold on 09/22/2023 for$46,000
MLS # 23022751 (Michigan Regional Information Center (MichRIC))
0 beds1 bath400 sqftBuilt 19500.43 acres
1 / 17
Listing Description
Welcome to this Up North cute little getaway cabin/ cottage - A handyman's dream. Cabin/cottage features open floor concept and a full bath. Located in the village of Bear Lake just 1 mile from public the access. The cabin/cottage is situated beautifully on the lot surrounded by woods, which makes for a private and quiet setting. Included is a newer 12 X 8 storage shed. The cabin/cottage is just a short distance from many bodies of water, golfing and skiing.
Source: SparkMLS
About this home
This 1-bath, 400 sq ft home built in 1950 sits in Bear Lake Village in Bear Lake.
Closed at $46,000 (about $115/sq ft).
Annual property taxes run approximately $555 ($46/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms0
Bathrooms1
Living Area400 sqft
Lot Size0.43 acres
Year Built1950
Stories1
Location
CityBear Lake
MunicipalityBear Lake Vlg
Zip Code49614
CountyManistee
School DistrictBear Lake School District
Construction & Systems
StyleCabin
ConstructionAluminum Siding
BasementSlab
HeatingSpace Heater
WaterPublic
SewerSeptic Tank
UtilitiesElectricity Available
InteriorEat-in Kitchen
Sale & Financing
Listed6/28/2023
Sold Date9/21/2023
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$555
Tax Year2021
State Equalized Value$34,900
Taxable Value$25,623
Assessed Value$13,416
Parcel #32-562-708-11
Source: Public Records
Legal Description
SMITHS E. ADD TO VILL. BEAR LAKE LOTS 6 + 7 BLOCK D SALE(90) 52 1528 014 (96) 132 4640 0966 (04) 3899 2060 (08) DC2 2008R006825
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sheli R Griswold
Five Star Real Estate - Onekama
Frequently Asked Questions about 12460 Russell Street, Bear Lake, MI 49614
What school district is 12460 Russell Street, Bear Lake, MI 49614 in?
Per MLS# 23022751, this property is served by Bear Lake School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 12460 Russell Street, Bear Lake, MI 49614?
Per MLS# 23022751, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 23022751, the most recent reported annual property tax for 12460 Russell Street, Bear Lake, MI 49614 is $555 (2021). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12460 Russell Street, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12460 Russell Street, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 12460 Russell Street, Bear Lake, MI 49614?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12460 Russell Street, Bear Lake, MI 49614. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bear Lake Vlg police department or the Manistee County sheriff's office.
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Monthly payment$259
Principal & interest$259
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessDSLFixed Wireless
8 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsBrightspeedDSL
80 MbpsEclipse CommunicationsFixed Wireless
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12460 Russell Street, Bear Lake, MI 49614
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Municipality
Bear Lake Village
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