Sold
12483 W Townline Road, Saint Charles, MI 48655
Sold on 06/06/2025 for$256,000
MLS # 50175628 (MiRealSource)
2 beds2 baths1,522 sqftBuilt 19680.71 acres
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Listing Description
SUPERB IN ST CHARLES. Move right into this meticulously maintained home in beautiful St. Charles. This two, possible three-bedroom home, has the uniqueness of rustic cottage life with the modern functionality of a new build. Natural gas and city water. Featuring custom aesthetics throughout including kitchen counter tops, stainless steel back splash, full wall fireplace, wood beams, and primary bathroom are just part of what this one-of-a-kind property boasts. Stepping through the back door you will find serenity in this back yard oasis. Over 1/2 an acre of fenced-in blend of lawn and natural area with mature trees awaits with large, covered patio, gazebo, Koi pond, elevated patio platform, 2 sheds, fenced-in garden, greenhouse, and walking paths. Detached 2 car garage offers plenty of storage and room for a work shop and toys. DO NOT WAIT on this truly gorgeous property located just minutes from downtown. Call today for your private showing!
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,522 sq ft home built in 1968 sits in St Charles Township in Saint Charles.
Closed at $256,000 (about $168/sq ft).
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,522 sqft
Lot Size0.71 acres
Year Built1968
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionStone, Wood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed5/23/2025
Sold Date6/5/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Melissa L Reed
JPAR - Great Lakes Bay Region
Frequently Asked Questions about 12483 W Townline Road, Saint Charles, MI 48655
Which school district serves 12483 W Townline Road, Saint Charles, MI 48655?
Per MLS# 50175628, 12483 W Townline Road, Saint Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What financing options are available for 12483 W Townline Road, Saint Charles, MI 48655?
Per MLS# 50175628, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12483 W Townline Road, Saint Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12483 W Townline Road, Saint Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12483 W Townline Road, Saint Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 12483 W Townline Road, Saint Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12483 W Townline Road, Saint Charles, MI 48655
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Municipality
St Charles Township
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