Sold
12527 Ring Road, Saint Charles, MI 48655
Sold on 07/25/2025 for$340,000
MLS # 50178136 (MiRealSource)
3 beds2 baths1,990 sqftBuilt 20201.75 acres
1 / 55
Listing Description
Welcome to this charming 2020-built home nestled in the quiet surroundings of St Charles. With 1990 square feet of thoughtfully designed living space, this lovely property offers the perfect blend of comfort and convenience for your family. Inside, you'll discover three spacious bedrooms and two beautifully appointed bathrooms. The primary bedroom is a true retreat featuring a luxurious step-in shower and generous closet. The split floor plan provides an excellent balance of shared and private spaces for everyday living. Enjoy the airy feel of tall ceilings throughout, making the space feel even more expansive. The practical first-floor laundry adds convenience on laundry day (making household tasks more efficient). Below, the full basement comes ready with bathroom hookups and a partially completed fourth bedroom—just waiting for your finishing touches! Car enthusiasts and hobbyists will appreciate the massive 30x40 garage with upstairs space and a lean-to for additional storage. The location puts you just off of M-52. This nearly-new home offers the rare combination of rural tranquility with modern construction—no fixing up leaky faucets or dealing with outdated wiring here! Come experience how this thoughtfully designed property could be ideal for your needs.
Source: SparkMLS
About this home
Located in St Charles Township in Saint Charles, this property offers 3-bedroom, 2-bath, 1,990 sq ft, with original construction dating to 2020.
This home sold for $340,000 (about $171/sq ft).
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 5 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,990 sqft
Lot Size1.75 acres
Year Built2020
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionVinyl Siding
Garage4 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed6/11/2025
Sold Date7/24/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angie Muehlfeld
Century 21 Signature - Frankenmuth
Frequently Asked Questions about 12527 Ring Road, Saint Charles, MI 48655
What school district is 12527 Ring Road, Saint Charles, MI 48655 in?
Per MLS# 50178136, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50178136, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 12527 Ring Road, Saint Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12527 Ring Road, Saint Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 12527 Ring Road, Saint Charles, MI 48655?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,264
Principal & interest$2,264
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
LakeNet LLCFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12527 Ring Road, Saint Charles, MI 48655
View full property history →
Municipality
St Charles Township
View all listings →
Get email alerts for new listings near 12527 Ring Road
We'll notify you when something hits the market in St Charles Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.