For Sale
126 S Main Street, Montgomery, MI 49255
$174,500
MLS # 26029248 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,724 sqftBuilt 19000.3 acres
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Listing Description
Discover the perfect blend of space and character in this charming Village of Montgomery home. Set on a desirable corner lot, this spacious two-story residence features 4 bedrooms, 2 full baths, and an abundance of room for everyday living and entertaining. Enjoy quiet mornings on the covered front porch, while the 24' x 16' carriage barn/garage offers exceptional space for storage, hobbies, or vehicles. With its welcoming atmosphere and endless potential, this home is ready for its next chapter. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor, and the taxes could change for the buyer after a closed transaction.
Source: SparkMLS
About this home
Located in Montgomery Village in Montgomery, this property offers 4-bedroom, 2-bath, 1,724 sq ft, with original construction dating to 1900.
Asking $174,500 (about $101/sq ft).
Estimated annual property tax: $1,088, or about $91 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,724 sqft
Lot Size0.3 acres
Year Built1900
Stories2
Location
CityMontgomery
MunicipalityMontgomery Vllg
Zip Code49255
CountyHillsdale
School DistrictReading
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/12/2026
Original Price$179,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,088
Tax Year2025
Assessed Value$20,992
Parcel #14-120-001-079
Source: SparkMLS
Legal Description
LOT 102 ASSESSORS PLAT SEC 17 T8S R4W VILLAGE OF MONTGOMERY
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carri Foley
Midwestern Realty Group
Frequently Asked Questions about 126 S Main Street, Montgomery, MI 49255
What school district is 126 S Main Street, Montgomery, MI 49255 in?
Per MLS# 26029248, this property is served by Reading. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26029248, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029248, the most recent reported annual property tax for 126 S Main Street, Montgomery, MI 49255 is $1,088 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 126 S Main Street, Montgomery, MI 49255 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 126 S Main Street, Montgomery, MI 49255 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Montgomery Vllg police department or the Hillsdale County sheriff's office.
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Monthly payment$1,132
Principal & interest$1,132
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
126 S Main Street, Montgomery, MI 49255
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Municipality
Montgomery Village
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