For Sale
12739 E Houghton Lake Drive, Houghton Lake, MI 48629
$799,000
MLS # 201839273
5 beds3 bathsBuilt 19900.27 acres
1 / 85
Listing Description
Lakefront with Spectacular sunset & sunrise Views! 5 bedrooms 3 full baths with 95 feet of Houghton Lakefront. Metal seawall, Covered back deck overlooking lush green landscaped yard and concrete slab with built in fire pit. Forced Air Natural Gas Heat, Central AC , Lake views from almost every room Stone faces wood burning fireplace, quartz countertops Tile and hardwood flooring, Vaulted ceilings custom lighting attached finished & heated 2.5 garage, Age: 31+ Years Approx
Source: SparkMLS
About this home
5-bedroom, 3-bath home in Houghton Lake built in 1990.
Currently offered at $799,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Lot Size0.27 acres
Year Built1990
Location
CityHoughton Lake
Zip Code48629
CountyRoscommon
Sale & Financing
Listed4/6/2026
Original Price$820,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary Lou Cagle
Houghton Lake Realty
Frequently Asked Questions about 12739 E Houghton Lake Drive, Houghton Lake, MI 48629
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12739 E Houghton Lake Drive, Houghton Lake, MI 48629 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12739 E Houghton Lake Drive, Houghton Lake, MI 48629 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12739 E Houghton Lake Drive, Houghton Lake, MI 48629?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$5,182
Principal & interest$5,182
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12739 E Houghton Lake Drive, Houghton Lake, MI 48629
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