Sold
1275 1st Street, Lapeer, MI 48446
Sold on 06/18/2026 for$235,000
MLS # 20261038537 (Realcomp)
3 beds2 baths1,586 sqftBuilt 19600.15 acres
1 / 24
Listing Description
Welcome to this beautifully updated ranch in the heart of highly desirable Lapeer, where timeless character and modern upgrades come together effortlessly. Perfectly located just minutes from downtown Lapeer, M-24, and I-69 access, this home offers convenient commuting to Oakland County and beyond while still delivering the warmth and charm of an established neighborhood setting. Inside, you’ll discover a thoughtfully designed layout featuring 3 bedrooms, 2 full bathrooms, and stunning original refinished hardwood floors that add warmth and character throughout. Natural light pours into the living spaces, creating a bright and inviting atmosphere. The fully (stainless steel) applianced kitchen is both stylish and functional with updated LG appliances, subway tile backsplash, and space for everyday living and entertaining. The finished basement expands your living space substantially and is ideal for entertaining, relaxing, a home office, or guest accommodations, complete custom flooring, tons of storage space and the 2nd bathroom. Numerous major updates provide exceptional peace of mind, including a professionally waterproofed basement system, new siding on both the home and garage (2018), new composite deck, new cement front porch and steps (2024), upgraded 10-inch blown attic insulation for energy efficiency, and brand-new gutters with leaf guards installed on both the home and garage in 2025. Step outside and enjoy the privately fenced backyard, expansive composite deck perfect for summer gatherings, and oversized 2-car detached garage offering ample storage and workspace. Central air conditioning keeps you comfortable through Michigan summers, while the move-in ready condition makes this home truly turnkey. Just a short walk from vibrant downtown Lapeer shopping, dining, parks, and conveniences, this exceptional property combines location, charm, updates, and value in one incredible package. This isn’t just a house, but the place you’ll love coming home to.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,586 sq ft home in Lapeer in Lapeer built in 1960.
Closed at $235,000 (about $148/sq ft).
Annual property taxes run approximately $1,360 ($113/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,586 sqft
Lot Size0.15 acres
Year Built1960
Stories1
Location
CityLapeer
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Basement Plumbed for Bath, Humidifier
Sale & Financing
Listed5/26/2026
Sold Date6/17/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,360
Parcel #L212991704000
Source: SparkMLS
Legal Description
CITY OF LAPEER KAMARO SUBDIVISION LOT 4, BLOCK D (L=1 P=100 SEC 32, T8N-R10E)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephan Brochu
RE/MAX Platinum - Grand Blanc
Frequently Asked Questions about 1275 1st Street, Lapeer, MI 48446
Which school district serves 1275 1st Street, Lapeer, MI 48446?
Per MLS# 20261038537, 1275 1st Street, Lapeer, MI 48446 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
What financing options are available for 1275 1st Street, Lapeer, MI 48446?
Per MLS# 20261038537, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1275 1st Street, Lapeer, MI 48446?
Per public tax records, annual property taxes for this property are $1,360. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1275 1st Street, Lapeer, MI 48446 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1275 1st Street, Lapeer, MI 48446 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1275 1st Street, Lapeer, MI 48446?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,556
Principal & interest$1,556
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1275 1st Street, Lapeer, MI 48446
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Municipality
Lapeer
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