Sold
12838 Lakeview Road, Bear Lake, MI 49614
Sold on 12/23/2025 for$1,200,000
MLS # 25053801 (Michigan Regional Information Center (MichRIC))
3 beds2 baths991 sqftBuilt 19001.19 acres
1 / 69
Listing Description
Unparalleled LAKE MICHIGAN, gentle low bluff shoreline in PIERPORT! Not designated critical dune, high risk erosion or wetland. 16 easy steps lead to 124' of private, sandy lake frontage. This year round 2-3 bedroom, 2 bath, character filled cottage combines original preserved charm with top quality improvements. Beautifully finished wood flooring, beams & walls, brick wood burning fireplace & many built-ins define this open floor plan. One main floor bedroom & main floor stacked washer/dryer. Upstairs there are 2 bedrooms (one is walk through) full bath & lake viewing deck! Since 2005 updates include new roof, wood siding, wood replacement windows, fast recovery Bosch boiler for baseboard heat, mini split central air for upstairs comfort, updated plumbing & electrical. Upstairs bath w/claw foot tub was added as well as the 12'x15' amazing screened porch & rooftop deck! A new foundation was put in & then finished by Foundation Systems Of MI. Over an acre of wooded land!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 991 sq ft home built in 1900 sits in Bear Lake.
Closed at $1,200,000 (about $1,211/sq ft).
Annual property taxes run approximately $12,225 ($1,019/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers. Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area991 sqft
Lot Size1.19 acres
Year Built1900
Stories2
Location
CityBear Lake
MunicipalityOnekama Twp
Zip Code49614
CountyManistee
School DistrictOnekama Consolidated Schools
Construction & Systems
StyleCape Cod
ConstructionWood Siding
BasementCrawl Space
Garage1 space
HeatingBaseboard, Hot Water
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
Sale & Financing
Listed10/17/2025
Sold Date12/22/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$12,225
Tax Year2025
State Equalized Value$397,400
Taxable Value$397,400
Assessed Value$260,731
Parcel #11-613-023-00
Source: Public Records
Legal Description
AMENDED PLAT OF BLK 8 HOPKINS ADD TO VILL OF PIERPORT LOT 23
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marjorie Zaccanelli
RE/MAX Bayshore Manistee
Frequently Asked Questions about 12838 Lakeview Road, Bear Lake, MI 49614
What school district is 12838 Lakeview Road, Bear Lake, MI 49614 in?
Per MLS# 25053801, this property is served by Onekama Consolidated Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25053801, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25053801, the most recent reported annual property tax for 12838 Lakeview Road, Bear Lake, MI 49614 is $12,225 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 12838 Lakeview Road, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12838 Lakeview Road, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 12838 Lakeview Road, Bear Lake, MI 49614?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Twp police department or the Manistee County sheriff's office.
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Mortgage Calculator
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Monthly payment$8,107
Principal & interest$8,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberGSO SatelliteSatelliteFixed WirelessLicensed Fixed Wireless
6 providers at this address
SpectrumFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsEclipse CommunicationsFixed Wireless
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12838 Lakeview Road, Bear Lake, MI 49614
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