Sold
129 Center Street, Elk Rapids, MI 49629
Sold on 01/02/2026 for$280,000
MLS # 1936374 (Northern Great Lakes REALTORS® MLS)
3 beds3 bathsBuilt 19300.19 acres
1 / 25
Listing Description
Welcome to this inviting 3-bedroom, 3-bath home located in the heart of downtown Elk Rapids, within easy walking distance to local shops, dining, beaches, the marina, parks, and all the charm this lakeside village has to offer. This classic home offers a comfortable and functional layout with three cozy bedrooms and three full bathrooms, perfect for both everyday living and hosting guests. The living spaces are filled with character, and the home is move-in ready, offering immediate comfort and usability. A large detached garage adds extra value with plenty of space for storage, hobbies, or future projects. While the home is ready to enjoy today, it could also use some updates and personalization to make it truly your own. Whether you're looking for a full-time residence, a seasonal getaway, or an investment opportunity, this property presents the perfect blend of location, livability, and potential. Don't miss the chance to own a home in one of Northern Michigan's most desirable communities, just a short stroll from everything Elk Rapids has to offer.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath home built in 1930 sits in Elk Rapids Village in Elk Rapids.
Closed at $280,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Lot Size0.19 acres
Year Built1930
Stories2
Location
CityElk Rapids
Zip Code49629
CountyAntrim
Construction & Systems
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/15/2025
Sold Date1/1/2026
Original Price$335,000
Terms AcceptedCash, Conventional, FHA, Other
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Zack Duell
The Mitten Real Estate Group
Frequently Asked Questions about 129 Center Street, Elk Rapids, MI 49629
Can I use FHA or VA financing for this property?
Per MLS# 1936374, this listing accepts Cash, Conventional, FHA, Other financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 129 Center Street, Elk Rapids, MI 49629 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 129 Center Street, Elk Rapids, MI 49629?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
129 Center Street, Elk Rapids, MI 49629
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Municipality
Elk Rapids Village
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