Sold
129 W Walnut Street, St. Charles, MI 48655
Sold on 08/21/2025 for$75,000
MLS # 25034059 (Michigan Regional Information Center (MichRIC))
3 beds1 bath2,436 sqftBuilt 19400.26 acres
1 / 27
Listing Description
Investor special in St Charles! This 3-bedroom, 1-bath home offers a fantastic opportunity to build equity and bring your vision to life. Featuring a first-floor bedroom, 3-season room, detached garage, and a generously sized lot, this property is full of potential. While it does need significant repairs and updates, it could make a great flip or long-term rental investment. Property is being sold as-is — bring your ideas and make it your next project!
Source: SparkMLS
About this home
Located in St Charles Village in St. Charles, this property offers 3-bedroom, 1-bath, 2,436 sq ft, with original construction dating to 1940.
Closed at $75,000 (about $31/sq ft).
Estimated annual property tax: $3,384, or about $282 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area2,436 sqft
Lot Size0.26 acres
Year Built1940
Stories2
Location
CitySt. Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
StyleColonial
ConstructionAluminum Siding, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingHot Water
WaterPublic
SewerPublic
Sale & Financing
Listed7/10/2025
Sold Date8/20/2025
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$3,384
Tax Year2024
Assessed Value$49,023
Parcel #24103051006000
Source: SparkMLS
Legal Description
LOT 8 L D WHALEYS SUB DIV OF BLOCK 90 VILLAGE OF ST CHARLES SEC 5 T10N R3E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Narmeen Shango
eXp Realty, LLC
Frequently Asked Questions about 129 W Walnut Street, St. Charles, MI 48655
Which school district serves 129 W Walnut Street, St. Charles, MI 48655?
Per MLS# 25034059, 129 W Walnut Street, St. Charles, MI 48655 is in the St. Charles Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Charles Community Schools directly to confirm enrollment eligibility.
What financing options are available for 129 W Walnut Street, St. Charles, MI 48655?
Per MLS# 25034059, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 129 W Walnut Street, St. Charles, MI 48655?
Per public tax records, annual property taxes for this property are $3,384 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 129 W Walnut Street, St. Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 129 W Walnut Street, St. Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 129 W Walnut Street, St. Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 129 W Walnut Street, St. Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
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Monthly payment$512
Principal & interest$512
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
129 W Walnut Street, St. Charles, MI 48655
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Municipality
St Charles Village
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