For Sale
1290 M-139, Benton Harbor, MI 49022
$165,000
MLS # 26032728 (Michigan Regional Information Center (MichRIC))
2 bathsBuilt 19500.25 acres
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Listing Description
Own your own building and generate steady income! This unique 5,500+ sqft commercial property perfectly blends business utility with residential comfort. Whether you are seeking a personal headquarters with income , or an investment opportunity, this versatile property delivers endless potential. 1,566 sqft, 3-bedroom, 2-bathroom residential unit providing steady rental income. A must see!
Source: SparkMLS
About this home
2-bath home in Benton Township in Benton Harbor built in 1950.
Listed at $165,000.
Annual property taxes run approximately $3,814 ($318/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeRetail
Bathrooms2
Lot Size0.25 acres
Year Built1950
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionBlock
HeatingForced Air
UtilitiesElectricity Available, Phone Connected, Electricity Connected
Sale & Financing
Listed6/28/2026
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$3,814
Tax Year2024
Assessed Value$72,680
Parcel #11-03-6020-0044-00-4
Source: SparkMLS
Legal Description
ALL THAT PT OF LOT 12 BLK 4 PIPESTONE 2ND ADD TO CITY OF BENTON HARBOR LYING WEST OF M 139 & THE E1/2 OF NORTH ST & THE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Daniel Cortes
The Shore Real Estate Group
Frequently Asked Questions about 1290 M-139, Benton Harbor, MI 49022
Which school district serves 1290 M-139, Benton Harbor, MI 49022?
Per MLS# 26032728, 1290 M-139, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26032728, this listing accepts Conventional, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1290 M-139, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $3,814 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1290 M-139, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1290 M-139, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1290 M-139, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,070
Principal & interest$1,070
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Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1290 M-139, Benton Harbor, MI 49022
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Municipality
Benton Township
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