Sold
12923 Collins Road, MI 48097
Sold on 03/03/2026 for$295,000
MLS # 50197396 (MiRealSource)
2 beds1 bathBuilt 19705.92 acres
1 / 30
Listing Description
Brick ranch situated on an approximately five-acre parcel with open surrounding land. The home offers single-level living with a great room located a few steps down from the main level. Floor plan includes two bedrooms and a flex room located off the kitchen. Kitchen features white cabinetry, solid-surface countertops, tile backsplash, and stainless steel range, microwave, and dishwasher. Renovated bathroom. Vinyl plank flooring and neutral interior finishes throughout. Basement with open layout, painted floors, utility sink, and fireplace. Mud room located between the attached garage and the home. Detached barn/outbuilding included.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1970 sits in Brockway Township in Michigan.
Final sale price: $295,000.
Broadband is available with download speeds up to 300 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size5.92 acres
Year Built1970
Location
Zip Code48097
CountySt. Clair
School DistrictYale
Construction & Systems
ConstructionAluminum Siding, Brick
Garage1 space
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed1/12/2026
Sold Date3/2/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kathleen Collins Wozniak
W.C. Collins Realty
Frequently Asked Questions about 12923 Collins Road, MI 48097
What school district is 12923 Collins Road, MI 48097 in?
Per MLS# 50197396, this property is served by Yale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 12923 Collins Road, MI 48097?
Per MLS# 50197396, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 12923 Collins Road, MI 48097 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12923 Collins Road, MI 48097 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 12923 Collins Road, MI 48097?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 12923 Collins Road, MI 48097. The maximum advertised download speed is 300 Mbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
300 Mbps
Upload
30 Mbps
Licensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsAVS BroadbandLicensed Fixed Wireless
50 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12923 Collins Road, MI 48097
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Municipality
Brockway Township
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