Sold
1295 1st Street, Lapeer, MI 48446
Sold on 06/22/2026 for$170,000
MLS # 20261036553 (Realcomp)
3 beds2 baths1,920 sqftBuilt 19690.15 acres
1 / 25
Listing Description
Welcome home to this charming brick ranch in Lapeer featuring 3 bedrooms and 1.5 baths! This move-in ready home offers the perfect blend of comfort and updates, including a beautifully updated full bath on the main floor and a nicely finished half bath in the basement. Basement foundation supports professionally installed by FSM in 2024. Warranty valid through the life of the property and able to be transferred to the new homeowners.The spacious layout provides plenty of room for everyday living and entertaining, while the full basement offers additional living or storage space. Vacant and meticulously maintained, this home is ready for its next owners to move right in and make it their own. A perfect opportunity for families looking for a solid, well-cared-for home in a great location!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,920 sq ft home in Lapeer in Lapeer built in 1969.
Closed at $170,000 (about $89/sq ft).
Property tax estimate: $1,591 per year ($133/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,920 sqft
Lot Size0.15 acres
Year Built1969
Stories1
Location
CityLapeer
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/19/2026
Sold Date6/21/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,591
Parcel #L212991904000
Source: SparkMLS
Legal Description
CITY OF LAPEER R KAMARO SUBDIVISION LOT 6 BLOCK D (L=1 P=100 SEC 32, T8N-R10E)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Riley Miller
GoodHome Realty LLC
Frequently Asked Questions about 1295 1st Street, Lapeer, MI 48446
What school district is 1295 1st Street, Lapeer, MI 48446 in?
Per MLS# 20261036553, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261036553, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261036553, the most recent reported annual property tax for 1295 1st Street, Lapeer, MI 48446 is $1,591. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1295 1st Street, Lapeer, MI 48446 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1295 1st Street, Lapeer, MI 48446 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,037
Principal & interest$1,037
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1295 1st Street, Lapeer, MI 48446
View full property history →
Municipality
Lapeer
View all listings →
Get email alerts for new listings near 1295 1st Street
We'll notify you when something hits the market in Lapeer or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.