Sold
1295 Pontiac Road, Benton Harbor, MI 49022
Sold on 03/24/2026 for$250,000
MLS # 26006215 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,587 sqftBuilt 19500.35 acres
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Listing Description
Charming three-bedroom brick home situated on a desirable corner lot! Step inside to a spacious living room with a gas fireplace featuring beautiful wood floors and classic arched doorways that add timeless character throughout. The kitchen offers a tiled floor, granite countertops and modern soft-close cabinetry, combining style and functionality for everyday living. Large mudroom leading into the two-car attached garage. Downstairs, you'll find a partially finished basement with a fireplace that provides additional living or recreation space. A wonderful blend of charm, comfort and potential in a fantastic location.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,587 sq ft home in St Joseph Township in Benton Harbor built in 1950.
This home sold for $250,000 (about $158/sq ft).
Estimated annual property tax: $2,532, or about $211 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,587 sqft
Lot Size0.35 acres
Year Built1950
Stories1
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed2/19/2026
Sold Date3/23/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,532
Tax Year2024
Assessed Value$89,078
Parcel #11-18-3400-0063-00-0
Source: SparkMLS
Legal Description
LOTS 63 & 64 INDIAN HILLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert Boik
Keller Williams Kalamazoo Market Center
Frequently Asked Questions about 1295 Pontiac Road, Benton Harbor, MI 49022
What school district is 1295 Pontiac Road, Benton Harbor, MI 49022 in?
Per MLS# 26006215, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1295 Pontiac Road, Benton Harbor, MI 49022?
Per MLS# 26006215, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26006215, the most recent reported annual property tax for 1295 Pontiac Road, Benton Harbor, MI 49022 is $2,532 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1295 Pontiac Road, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1295 Pontiac Road, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1295 Pontiac Road, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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