Sold
1301 Virginia Street, St. Louis, MI 48880
Sold on 11/13/2025 for$139,900
MLS # 25046136 (Michigan Regional Information Center (MichRIC))
3 beds1 bath920 sqftBuilt 19000.28 acres
1 / 24
Listing Description
This charming 3-bedroom, 1-bath house is nestled on a spacious lot and is ready for you to make it your own. Step inside and be greeted by a completely refreshed interior, with a fresh coat of paint and new flooring throughout the main level. The home features a spacious living room that flows into a dining area, perfect for entertaining. The third bedroom at the back of the house is a large room for you to enjoy with a great view of the beautiful backyard. This home has been thoughtfully updated, ensuring peace of mind for years to come. Key updates include a new roof, water heater, and windows, providing energy efficiency and durability. The large yard offers plenty of space for outdoor activities, gardening, or simply relaxing. A detached 2-car garage provides ample storage and secure parking. Don't miss your chance to call this home!
Source: SparkMLS
About this home
Located in St Louis in St. Louis, this property offers 3-bedroom, 1-bath, 920 sq ft, with original construction dating to 1900.
Final sale price: $139,900 (about $152/sq ft).
Annual property taxes run approximately $1,223 ($102/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of St Louis; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 13 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area920 sqft
Lot Size0.28 acres
Year Built1900
Stories1
Location
CitySt. Louis
MunicipalitySt Louis
Zip Code48880
CountyGratiot
School DistrictSt. Louis Public Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed9/8/2025
Sold Date11/12/2025
Original Price$144,900
Terms AcceptedCash, MSHDA, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$1,223
Tax Year2025
Assessed Value$34,000
Parcel #53-700-033-00
Source: SparkMLS
Legal Description
SCENIC HEIGHTS LOT 13, BLOCK 11, & LOT 8, BLOCK 12. PROPERTY ADDRESS 1301 VIRGINIA STREET
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brandi J Harr
Reeds Realty
Frequently Asked Questions about 1301 Virginia Street, St. Louis, MI 48880
Which school district serves 1301 Virginia Street, St. Louis, MI 48880?
Per MLS# 25046136, 1301 Virginia Street, St. Louis, MI 48880 is in the St. Louis Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Louis Public Schools directly to confirm enrollment eligibility.
What financing options are available for 1301 Virginia Street, St. Louis, MI 48880?
Per MLS# 25046136, this listing accepts Cash, MSHDA, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1301 Virginia Street, St. Louis, MI 48880?
Per public tax records, annual property taxes for this property are $1,223 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1301 Virginia Street, St. Louis, MI 48880 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1301 Virginia Street, St. Louis, MI 48880 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 1301 Virginia Street, St. Louis, MI 48880. The maximum advertised download speed is 7.0 Gbps. 13 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1301 Virginia Street, St. Louis, MI 48880?
Per Michigan Public Service Commission service territory data: Electric: City of St Louis. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St Louis police department or the Gratiot County sheriff's office.
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
13 providers at this address
FrontierFiber
7 Gbps1 Gbps
SpectrumCable
1 GbpsWinn Telephone CompanyFiber
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsCMS InternetUnlicensed Fixed Wireless
200 MbpsAT&TLicensed Fixed Wireless
100 MbpsISP Managemen IncUnlicensed Fixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 Mbps+ 3 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of St Louis
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1301 Virginia Street, St. Louis, MI 48880
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Municipality
St Louis
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