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1310 Ruddiman Drive, North Muskegon, MI 49445
Sold on 10/17/2025 for$228,000
MLS # 25044803 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,260 sqftBuilt 19600.2 acres
1 / 36
Listing Description
Introducing 1310 Ruddiman Drive in the heart of North Muskegon. This 3 bedroom, 1 bathroom ranch blends updates with original character. Fresh paint, new vinyl flooring, and a cosmetically updated kitchen set the stage, while the spacious living and dining area is highlighted by a double-sided brick wood-burning fireplace. The fully fenced backyard includes a storage shed and chicken coop, offering plenty of outdoor function and charm. A large unfinished basement provides endless potential—whether you envision additional living space, a recreation room, home gym, or workshop, the possibilities are wide open. Located in the North Muskegon School District, this property is ready for its next chapter.
Source: SparkMLS
About this home
Located in North Muskegon in North Muskegon, this property offers 3-bedroom, 1-bath, 1,260 sq ft, with original construction dating to 1960.
This home sold for $228,000 (about $181/sq ft).
Estimated annual property tax: $3,663, or about $305 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 9 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,260 sqft
Lot Size0.2 acres
Year Built1960
Stories1
Location
CityNorth Muskegon
MunicipalityNorth Muskegon City
Zip Code49445
CountyMuskegon
School DistrictNorth Muskegon Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed9/1/2025
Sold Date10/16/2025
Original Price$249,900
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$3,000
Source: SparkMLS
Tax Information
Annual Tax$3,663
Tax Year2024
Assessed Value$64,906
Parcel #23423013000900
Source: SparkMLS
Legal Description
NORTH MUSKEGON CITY MILLS 2ND ADD TO NORTH MUSKEGON LOT 9 BLK 13
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kaitlin Rummery
Coldwell Banker Woodland Schmidt Grand Haven
Frequently Asked Questions about 1310 Ruddiman Drive, North Muskegon, MI 49445
What school district is 1310 Ruddiman Drive, North Muskegon, MI 49445 in?
Per MLS# 25044803, this property is served by North Muskegon Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1310 Ruddiman Drive, North Muskegon, MI 49445?
Per MLS# 25044803, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25044803, the most recent reported annual property tax for 1310 Ruddiman Drive, North Muskegon, MI 49445 is $3,663 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1310 Ruddiman Drive, North Muskegon, MI 49445 eligible for USDA financing?
Per USDA Rural Development boundary data, 1310 Ruddiman Drive, North Muskegon, MI 49445 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1310 Ruddiman Drive, North Muskegon, MI 49445 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1310 Ruddiman Drive, North Muskegon, MI 49445?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the North Muskegon City police department or the Muskegon County sheriff's office.
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Monthly payment$1,588
Principal & interest$1,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1310 Ruddiman Drive, North Muskegon, MI 49445
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Municipality
North Muskegon
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