Sold
13165 Ithaca Road, St. Charles, MI 48655
Sold on 01/26/2026 for$417,000
MLS # 20251059152 (Realcomp)
4 beds3 baths3,360 sqftBuilt 20015.24 acres
1 / 66
Listing Description
If you’ve been craving room to breathe, this one delivers. Set on 5.25 wooded acres with a pond, wildlife, and beautiful views, this 4-bedroom Cape Cod offers 3 bathrooms and a partially finished walkout basement—great extra space for hobbies or a hangout. The open kitchen with eat-in dining leads to the deck, perfectly positioned to enjoy the peaceful, private backdrop.Major improvements include a 22-panel, 325-watt Terina solar system for big monthly savings, a new roof with gutter guards (2024), and all new Andersen windows (2023) plus a new patio door, complete with a lifetime transferable warranty. You’ll also appreciate a newer Rheem hybrid water heater, paved U-shaped driveway, extra parking, paved road access, and 1 gig internet.The 40x32 pole barn is a standout—now drywalled and insulated, with heat and a 220 line, ready for a true workshop or serious storage. The attached 2.5-car garage is oversized and easily fits a Super Duty truck. Private setting, meaningful updates, and space to live the lifestyle—this property is hard to find.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 3,360 sq ft home in Brant Township in St. Charles built in 2001.
This home sold for $417,000 (about $124/sq ft).
Estimated annual property tax: $5,267, or about $439 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,360 sqft
Lot Size5.24 acres
Year Built2001
Stories2
Location
CitySt. Charles
MunicipalityBrant Twp
Zip Code48655
CountySaginaw
School DistrictSt. Charles Community Schools
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access, Partial
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished, Security System
Sale & Financing
Listed12/10/2025
Sold Date1/25/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,267
Parcel #08102121001000
Source: SparkMLS
Legal Description
W 411 FT OF E 1087 FT OF N 556 FT OF NE 1/4 5.25 ACRES SEC 12 T10N R2E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kristi R Roberts
KNE Realty 360, Inc
Frequently Asked Questions about 13165 Ithaca Road, St. Charles, MI 48655
What school district is 13165 Ithaca Road, St. Charles, MI 48655 in?
Per MLS# 20251059152, this property is served by St. Charles Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251059152, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251059152, the most recent reported annual property tax for 13165 Ithaca Road, St. Charles, MI 48655 is $5,267. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 13165 Ithaca Road, St. Charles, MI 48655 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13165 Ithaca Road, St. Charles, MI 48655 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 13165 Ithaca Road, St. Charles, MI 48655?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Brant Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
LakeNet LLCFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13165 Ithaca Road, St. Charles, MI 48655
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Municipality
Brant Township
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