For Sale
13195 Pak Road, Bear Lake, MI 49614
$285,000
MLS # 1947231 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 20132.11 acres
1 / 37
Listing Description
One-of-a-kind country retreat on 2.11 scenic acres! This unique home features a striking octagonal tower with expansive windows that provide abundant natural light to each floor. Every level offers a wraparound balcony with beautiful countryside views, creating the perfect place to relax and enjoy the surrounding landscape. Two covered porches with ramp access provide added convenience and welcoming outdoor living space. Hardwood floors run throughout the home, with tile in the bathroom. The walkout basement offers excellent storage or the opportunity to finish it into additional living or entertaining space. Ideally located just 2 miles from Healy Lake, 7 miles from Bear Lake, and Crystal Mountain, and surrounded by State Land with ORV trails, this property is an exceptional opportunity for outdoor enthusiasts, nature lovers, or anyone seeking a peaceful Northern Michigan retreat.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 2013 sits in Bear Lake.
Currently offered at $285,000.
Electric service is provided by Cherryland Electric Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size2.11 acres
Year Built2013
Stories2
Location
CityBear Lake
Zip Code49614
CountyManistee
Construction & Systems
BasementOther
HeatingForced Air
WaterPrivate Water
Sale & Financing
Listed6/25/2026
Original Price$290,000
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wade Edwards
ERA Greater North Properties
Frequently Asked Questions about 13195 Pak Road, Bear Lake, MI 49614
What type of financing is accepted for this listing?
Per MLS# 1947231, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 13195 Pak Road, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13195 Pak Road, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,849
Principal & interest$1,849
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
13195 Pak Road, Bear Lake, MI 49614
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