For Sale
13222 Michigan Avenue, Union, MI 49130
$590,000
MLS # 26029642 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,986 sqftBuilt 19502.16 acres
1 / 21
Listing Description
This you will not find very often, LAKE FRONT PROPERTY with acreage. With over 2 acres and 40' of frontage on Baldwin Lake. A year round 2 bedroom 2 bath LOG home. The home has a nice cozy fireplace ' large great room and a huge screen room for the summer fun. The 2 car garage is attached to the home, an additional 18 x 20 room that could be used for an office , bunk house or craft room. Call for your private showing and get out on the lake There are 2 parcels with this property
Source: SparkMLS
About this home
Located in Union, this property offers 3-bedroom, 2-bath, 1,986 sq ft, with original construction dating to 1950.
Listed at $590,000 (about $297/sq ft).
Estimated annual property tax: $2,154, or about $180 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,986 sqft
Lot Size2.16 acres
Year Built1950
Stories2
Location
CityUnion
MunicipalityPorter Twp
Zip Code49130
CountyCass
School DistrictWhite Pigeon
Construction & Systems
StyleLog Home, Ranch
ConstructionLog, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorEat-in Kitchen
Sale & Financing
Listed6/15/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,154
Tax Year2025
Assessed Value$74,295
Parcel #14-120-209-054-00
Source: SparkMLS
Legal Description
. (212B 8-13) PART SEFRL 1/4 SEC 9 BEG AT PT ON N BOUNDRY OAK PT.PLAT, N 27 DEG 50' W 25 FT FRM INTERSEC OF S LINE OF MICH. AVE WITH WLY LINE SUNSET BLVD. N 27 DEG 50' W 447 FT S 76 DEG 30' W 177.6 FT S 34 DEG 7' W 277 FT S 7 DEG 30' W 112.5 FT S 4 D EG 2' E 84 FT TO NLY BOUNDRY LINE OAK PT. PL, TH N 68 DEG 13' E 115.1 FT ALONG NLY BOUNDRY SD PL, E 446.2 FT ALONG N LINE SD PLAT TO PL OF BEG. SEC 9
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jerry Bolock
Coldwell Banker Real Estate Group
Frequently Asked Questions about 13222 Michigan Avenue, Union, MI 49130
What school district is 13222 Michigan Avenue, Union, MI 49130 in?
Per MLS# 26029642, this property is served by White Pigeon. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 13222 Michigan Avenue, Union, MI 49130?
Per MLS# 26029642, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029642, the most recent reported annual property tax for 13222 Michigan Avenue, Union, MI 49130 is $2,154 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 13222 Michigan Avenue, Union, MI 49130 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13222 Michigan Avenue, Union, MI 49130 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Porter Twp police department or the Cass County sheriff's office.
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Monthly payment$3,827
Principal & interest$3,827
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13222 Michigan Avenue, Union, MI 49130
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