For Sale
1326 Circle Drive, Metamora, MI 48455
$440,000
MLS # 20261009862 (Realcomp)
3 beds2 baths1,596 sqftBuilt 19930.27 acres
1 / 41
Listing Description
This charming, updated two-story home is nestled on peaceful Merritt Lake. It offers an open first floor with a dramatic two-story great room and a beautiful gas fireplace with a floor-to-ceiling stone surround. The airy kitchen faces the water and centers around a large island, arabesque mosaic tile backsplash, and clear sightlines to the oversized deck spanning the back of the home and overlooking the lake. Step outside to enjoy the covered awning, peaceful lake views, and a gazebo by the water—perfect for relaxing or entertaining. The convenient first-floor primary bedroom features dual closets. The entry-level full bath is fully updated with a walk-in tiled shower. Upstairs, a loft with a closet functions nicely as a third bedroom or a quiet office, and the second-story full bath is fully updated with custom tile work and an oversized soaking tub. Ceiling fans and recessed lighting throughout much of the home. The home also includes an attached two-car garage, first-floor laundry with a washer/dryer combo, plentiful storage throughout, and all appliances included. Recent updates: hardwood flooring throughout (2025), new driveway (2025), reverse osmosis system, hot water heater (2021), and furnace (2019) and roof approximately (2011). Immediate occupancy available and all furnishings are negotiable.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,596 sq ft home built in 1993 sits in Metamora Township in Metamora.
Asking $440,000 (about $276/sq ft).
Estimated annual property tax: $2,929, or about $244 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,596 sqft
Lot Size0.27 acres
Year Built1993
Stories2
Location
CityMetamora
MunicipalityMetamora Twp
Zip Code48455
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed2/16/2026
Original Price$450,000
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$50 / Annually
Source: SparkMLS
Tax Information
Annual Tax$2,929
Parcel #01515104800
Source: SparkMLS
Legal Description
T6N R10E LAKE SIDE #1 LOT 48.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Keri Sorenson
National Realty Centers, Inc
Frequently Asked Questions about 1326 Circle Drive, Metamora, MI 48455
What school district is 1326 Circle Drive, Metamora, MI 48455 in?
Per MLS# 20261009862, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1326 Circle Drive, Metamora, MI 48455?
Per MLS# 20261009862, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261009862, the most recent reported annual property tax for 1326 Circle Drive, Metamora, MI 48455 is $2,929. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1326 Circle Drive, Metamora, MI 48455 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1326 Circle Drive, Metamora, MI 48455 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Metamora Twp police department or the Lapeer County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,858
Principal & interest$2,854
HOA$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1326 Circle Drive, Metamora, MI 48455
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Municipality
Metamora Township
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