Sold
1342 Monroe Street, Benton Harbor, MI 49022
Sold on 04/13/2026 for$125,000
MLS # 26006866 (Michigan Regional Information Center (MichRIC))
2 beds1 bath876 sqftBuilt 19250.14 acres
1 / 19
Listing Description
Great little 2-3 bedroom bungalow on the south side of Empire. Great curb appeal with maintenance vinyl siding and replacement windows. Interior offers a good-sized living room and kitchen, updated bath, laminate flooring, full basement and possible 3rd bedroom at the rear of the house which is listed as bonus room 13x8. Perfect starter or investment home in great location.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 876 sq ft home in Benton Township in Benton Harbor built in 1925.
Final sale price: $125,000 (about $143/sq ft).
Property tax estimate: $1,056 per year ($88/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area876 sqft
Lot Size0.14 acres
Year Built1925
Stories1
Location
CityBenton Harbor
MunicipalityBenton Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space, Partial
HeatingForced Air
WaterPublic
SewerPublic
InteriorEat-in Kitchen
Sale & Financing
Listed2/24/2026
Sold Date4/12/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$3,750
Source: SparkMLS
Tax Information
Annual Tax$1,056
Tax Year2024
Assessed Value$20,620
Parcel #11-03-4730-0021-00-5
Source: SparkMLS
Legal Description
LOT 21 LYNCH'S ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brian Newton
Sunrise Real Estate, Inc.
Frequently Asked Questions about 1342 Monroe Street, Benton Harbor, MI 49022
Which school district serves 1342 Monroe Street, Benton Harbor, MI 49022?
Per MLS# 26006866, 1342 Monroe Street, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 1342 Monroe Street, Benton Harbor, MI 49022?
Per MLS# 26006866, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1342 Monroe Street, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $1,056 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1342 Monroe Street, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1342 Monroe Street, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1342 Monroe Street, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Berrien County sheriff's office.
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1342 Monroe Street, Benton Harbor, MI 49022
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Municipality
Benton Township
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