Sold
13626 Terrie Shore Road, Union, MI 49130
Sold on 03/27/2026 for$1,040,000
MLS # 26005934 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,047 sqftBuilt 19800.26 acres
1 / 6
Listing Description
4 BD, 3 BA home located on Baldwin Lake with 85' of lake frontage with amazing views. This home is designed with lake living in mind. Main level has an office, 1 master suite, 2 bedrooms and an add'l full bath. Open concept kitchen with granite counter tops, wood floors, opens to large main level deck. Upstairs master suite, with two closets, suite opens to large deck. Upstairs has a private living room and space for additional sleeping. Large level lake side lawn for games and relaxing. Not turn key, but boats are included. Baldwin Lake is a 266 acre, spring fed All Sports Lake, located 2 hours from Chicago and 30 mins to Notre Dame. Pontoon boat, two Seadoos, Furniture and Furnishings negotiable.
Source: SparkMLS
About this home
Located in Union, this property offers 4-bedroom, 3-bath, 3,047 sq ft, with original construction dating to 1980.
Closed at $1,040,000 (about $341/sq ft).
Property tax estimate: $14,718 per year ($1,227/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,047 sqft
Lot Size0.26 acres
Year Built1980
Stories2
Location
CityUnion
MunicipalityPorter Twp
Zip Code49130
CountyCass
School DistrictWhite Pigeon
Construction & Systems
StyleTraditional
ConstructionStone, Wood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed2/17/2026
Sold Date3/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$14,718
Tax Year2025
Assessed Value$329,597
Parcel #1412035000900
Source: SparkMLS
Legal Description
W 10 FT OF LOT 11. ALSO LOT 12 & PREMISES N OF ABOVE DESC PARCEL BOUNDED ON E & W BY E & W LINES SD PARCEL EXTENDED NLY & ON N BY WATERS EDGE BALDWIN LAKE. ALSO E 1/2 LOT 13 CRIPE SHORES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul DeLano
Lake Life Realty
Frequently Asked Questions about 13626 Terrie Shore Road, Union, MI 49130
What school district is 13626 Terrie Shore Road, Union, MI 49130 in?
Per MLS# 26005934, this property is served by White Pigeon. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26005934, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26005934, the most recent reported annual property tax for 13626 Terrie Shore Road, Union, MI 49130 is $14,718 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 13626 Terrie Shore Road, Union, MI 49130 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 13626 Terrie Shore Road, Union, MI 49130 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Porter Twp police department or the Cass County sheriff's office.
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Monthly payment$7,135
Principal & interest$7,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
13626 Terrie Shore Road, Union, MI 49130
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