For Sale
140 Elaine Street, Saginaw, MI 48609
$265,000
MLS # 50213132 (MiRealSource)
4 beds2 bathsBuilt 19740.27 acres
1 / 26
Listing Description
Welcome Home!! New to the market and located in the highly sought after Swan Valley School District, this home has so much to offer. Starting with an attached 2.5 car garage, 4 bedrooms, 2 full baths and multiple family/hangout areas! Recent updates include; new flooring downstairs, new stove, new windows and fresh paint throughout. Have little ones in school? You're in luck, this beautifully maintained home is within walking distance to Swan Valley Public Schools. Don't miss your chance to call this house, HOME! Schedule your private showing today.
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Thomas Township in Saginaw built in 1974.
Currently offered at $265,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.27 acres
Year Built1974
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementPartial, Crawl Space
Garage2.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed6/28/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #28-12-3-26-3117-000
Source: SparkMLS
Legal Description
LOT 17 KUTSCH SUB-DIV SEC 26 T12N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sabrina Foy
RE/MAX New Image
Frequently Asked Questions about 140 Elaine Street, Saginaw, MI 48609
Which school district serves 140 Elaine Street, Saginaw, MI 48609?
Per MLS# 50213132, 140 Elaine Street, Saginaw, MI 48609 is in the Swan Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swan Valley directly to confirm enrollment eligibility.
What financing options are available for 140 Elaine Street, Saginaw, MI 48609?
Per MLS# 50213132, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 140 Elaine Street, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 140 Elaine Street, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 140 Elaine Street, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,719
Principal & interest$1,719
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
140 Elaine Street, Saginaw, MI 48609
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Municipality
Thomas Township
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