For Sale
1401 Whispering Trail, Benton Harbor, MI 49022
$425,000
MLS # 26022813 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,881 sqftBuilt 20050.3 acres
1 / 47
Listing Description
Welcome to Woodridge Place! This beautifully maintained traditional 2-story home offers over 2800 sq ft of comfortable living space on a spacious corner lot in a desirable neighborhood. Freshly painted throughout, this 4-bedroom, 2.5-bath home features a functional kitchen with newer stainless steel appliances, brand new dishwasher, breakfast bar, & eat-in dining area. Main level includes a family room, formal dining room, living room, & convenient mud/laundry room. Upstairs, the spacious primary bedroom features ensuite bathroom with dual vanity, whirlpool tub, & separate shower. The partially finished basement includes a recreation room plus abundant storage space. Add'l highlights include underground sprinklers, security system wiring, Amish-built shed, large deck, & play equipment. All appliances stay. Ideally located minutes from Lake Michigan beaches, downtown St. Joseph, Benton Harbor Arts District, Harbor Shores Golf Club, the Lakeshore Trail & Whirlpool Global Headquarter.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,881 sq ft home built in 2005 sits in Benton Township in Benton Harbor.
Listed at $425,000 (about $148/sq ft).
Property tax estimate: $4,442 per year ($370/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,881 sqft
Lot Size0.3 acres
Year Built2005
Stories2
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/14/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,442
Tax Year2025
Assessed Value$141,762
Parcel #11-03-9000-0067-00-6
Source: SparkMLS
Legal Description
UNIT 67 WOODRIDGE PLACE CONDOMINIUM LIBER 148 PAGE 1 FIRST AMENDMENT LIBER 148 PAGE 59
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Judith A Murray
Cressy & Everett Real Estate
Frequently Asked Questions about 1401 Whispering Trail, Benton Harbor, MI 49022
What school district is 1401 Whispering Trail, Benton Harbor, MI 49022 in?
Per MLS# 26022813, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26022813, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022813, the most recent reported annual property tax for 1401 Whispering Trail, Benton Harbor, MI 49022 is $4,442 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1401 Whispering Trail, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1401 Whispering Trail, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,757
Principal & interest$2,757
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1401 Whispering Trail, Benton Harbor, MI 49022
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Municipality
Benton Township
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