For Sale
1431 M-89 Highway, Otsego, MI 49078
$199,900
MLS # 25003355 (Michigan Regional Information Center (MichRIC))
12.57 acres
1 / 4
Listing Description
Over 12 acres of land in a great location with 330 feet of road frontage. Seller is motivated and could possibly be splits allowed. Please confirm for your own needs. Was zoned C please verify for your own needs. This site is perfect for retail offices and businesses oriented to auto traffic and can accomodate large off street parking facilities. About 200 feet in from M-89 is the old landfill site that encompasses about 4-1/2 to 5 acres and has been capped with a 2 foot deep clay cover per the DEQ and DNR.
Source: SparkMLS
About this home
Listed at $199,900.
Property tax estimate: $1,646 per year ($137/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size12.57 acres
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Cable Available, None
Sale & Financing
Listed4/30/2026
Original Price$225,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,646
Tax Year2025
Assessed Value$31,621
Parcel #1702301800
Source: SparkMLS
Legal Description
See Attached Document
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chuck E Kinnane
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 1431 M-89 Highway, Otsego, MI 49078
Which school district serves 1431 M-89 Highway, Otsego, MI 49078?
Per MLS# 25003355, 1431 M-89 Highway, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25003355, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1431 M-89 Highway, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $1,646 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1431 M-89 Highway, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1431 M-89 Highway, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1431 M-89 Highway, Otsego, MI 49078. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1431 M-89 Highway, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1431 M-89 Highway, Otsego, MI 49078
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Municipality
Otsego Township
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