Sold

14695 Panu Avenue, Kaleva, MI 49645

Sold on 05/06/2022 for$169,000

MLS # 22003449 (Michigan Regional Information Center (MichRIC))

6 beds4 baths2,730 sqftBuilt 19420.52 acres

Listing Description

CASH OR CONVENTIONAL ONLY. NO FHA, VA, OR RD. Huge home located in the Village of Kaleva on large corner lot! The spacious home has 6 bedrooms and 4 full baths. An attached mother-in-law suite with 1 bed/1 bath is also on the main floor and can easily be accessed from the main house, or locked off for privacy. There is also a recently remodeled area with 2 bedrooms and one bath located above the 3 stall attached garage. Huge corner lot, with additional shed and garage. Fenced in backyard. This home has a ton of options, making it a fantastic investment.

Source: SparkMLS

About this home

This 6-bedroom, 4-bath, 2,730 sq ft home built in 1942 sits in Kaleva Village in Kaleva.

Final sale price: $169,000 (about $62/sq ft).

Estimated annual property tax: $3,460, or about $288 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 300 Mbps from 5 providers. Electric service is provided by Cherryland Electric Cooperative; natural gas by Superior Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms6

Bathrooms4

Living Area2,730 sqft

Lot Size0.52 acres

Year Built1942

Stories1

Location

CityKaleva

MunicipalityKaleva Vlg

Zip Code49645

CountyManistee

School DistrictKaleva Norman Dickson School District

Construction & Systems

StyleRanch

ConstructionVinyl Siding

BasementCrawl Space, Partial

Garage3 spaces

HeatingForced Air

WaterPublic

SewerSeptic Tank

UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected

InteriorBroadband

Sale & Financing

Listed3/12/2022

Sold Date5/5/2022

Terms AcceptedCash, Conventional

Source: SparkMLS

Tax Information

Annual Tax$3,460

Tax Year2021

State Equalized Value$138,000

Taxable Value$123,184

Assessed Value$38,132

Homestead (PRE)100%

Parcel #38-402-719-07

Source: Public Records

Legal Description

RESERVE OF VILLAGE OF KALEVA LOTS 228, 229 + 230

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Meagan Kempf

RE/MAX Bayshore Manistee

Frequently Asked Questions about 14695 Panu Avenue, Kaleva, MI 49645

What school district is 14695 Panu Avenue, Kaleva, MI 49645 in?

Per MLS# 22003449, this property is served by Kaleva Norman Dickson School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

Per MLS# 22003449, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 22003449, the most recent reported annual property tax for 14695 Panu Avenue, Kaleva, MI 49645 is $3,460 (2021). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 14695 Panu Avenue, Kaleva, MI 49645 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 14695 Panu Avenue, Kaleva, MI 49645 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 14695 Panu Avenue, Kaleva, MI 49645?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 14695 Panu Avenue, Kaleva, MI 49645. The maximum advertised download speed is 300 Mbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.

Cherryland Electric Cooperative Superior Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Kaleva Vlg police department or the Manistee County sheriff's office.

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Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$1,096

Principal & interest$1,096

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

300 Mbps

Upload

30 Mbps

Licensed Fixed WirelessGSO SatelliteSatelliteDSL

5 providers at this address

VerizonLicensed Fixed Wireless

300 Mbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

150 Mbps

HughesNetSatellite

100 Mbps

Kaleva Telephone CompanyDSL

25 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Cherryland Electric Cooperative

Co-op

800-442-8616 Web

Superior Energy Company

Investor-Owned

231-362-2520 Web

MI Public Service Commission service territory boundaries.

Property

14695 Panu Avenue, Kaleva, MI 49645

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Municipality

Kaleva Village

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Listing Description

Source: SparkMLS

About this home

This 6-bedroom, 4-bath, 2,730 sq ft home built in 1942 sits in Kaleva Village in Kaleva.

Final sale price: $169,000 (about $62/sq ft).

Estimated annual property tax: $3,460, or about $288 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 300 Mbps from 5 providers. Electric service is provided by Cherryland Electric Cooperative; natural gas by Superior Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms6

Bathrooms4

Living Area2,730 sqft

Lot Size0.52 acres

Year Built1942

Stories1

Location

CityKaleva

MunicipalityKaleva Vlg

Zip Code49645

CountyManistee

School DistrictKaleva Norman Dickson School District

Construction & Systems

StyleRanch

ConstructionVinyl Siding

BasementCrawl Space, Partial

Garage3 spaces

HeatingForced Air

WaterPublic

SewerSeptic Tank

UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected

InteriorBroadband

Sale & Financing

Listed3/12/2022

Sold Date5/5/2022

Terms AcceptedCash, Conventional

Source: SparkMLS

Frequently Asked Questions about 14695 Panu Avenue, Kaleva, MI 49645

What school district is 14695 Panu Avenue, Kaleva, MI 49645 in?

Per MLS# 22003449, this property is served by Kaleva Norman Dickson School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

Per MLS# 22003449, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

MI Property Tax Estimator

Is 14695 Panu Avenue, Kaleva, MI 49645 eligible for USDA financing?

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

FEMA Flood Map

Is fiber internet available at 14695 Panu Avenue, Kaleva, MI 49645?

FCC Broadband Map

Who are the utility providers for this property?

Cherryland Electric Cooperative Superior Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Kaleva Vlg police department or the Manistee County sheriff's office.