Sold
1481 115th, Otsego, MI 49078
Sold on 07/11/2025 for$230,000
MLS # 25025669 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,580 sqftBuilt 20053.52 acres
1 / 28
Listing Description
Discover the perfect blend of comfort and privacy in this ranch-style home, nestled on 3.5 serene, wooded acres. This spacious home features a primary suite complete with a full bath and walk-in closet, a cozy family room with a wood-burning fireplace, and a bright living room for added gathering space. The heart of the home is a generous kitchen with a snack bar, flowing into a large dining area—ideal for entertaining. Step through the sliders to a sprawling deck that overlooks a thoughtfully landscaped backyard, complete with a tranquil waterfall feature. The property includes a 24x32 two-stall pole barn—perfect for storage, hobbies, or workshop space. Enjoy peaceful country living with all the modern comforts in this one-of-a-kind home.
Source: SparkMLS
About this home
Located in Watson Township in Otsego, this property offers 3-bedroom, 2-bath, 1,580 sq ft, with original construction dating to 2005.
Final sale price: $230,000 (about $146/sq ft).
Property tax estimate: $1,846 per year ($154/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 6,000 Mbps across 5 providers.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,580 sqft
Lot Size3.52 acres
Year Built2005
Stories1
Location
CityOtsego
MunicipalityWatson Twp
Zip Code49078
CountyAllegan
School DistrictMartin Public Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/1/2025
Sold Date7/10/2025
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$6,900
Source: SparkMLS
Tax Information
Annual Tax$1,846
Tax Year2024
Assessed Value$61,435
Parcel #2302600412
Source: SparkMLS
Legal Description
COM AT E 1/4 COR TH W 2222.44' TH N 02 DEG 52' 38'' W 607.22' TH N 62 DEG 09' 20'' W 440.46' TH S 154.57' TH S 62 DEG 09' 20'' E 248.77' TH S 538' TH E 200' TO POB SEC 26 T2N R12W (06).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie Hribar
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 1481 115th, Otsego, MI 49078
Which school district serves 1481 115th, Otsego, MI 49078?
Per MLS# 25025669, 1481 115th, Otsego, MI 49078 is in the Martin Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Martin Public Schools directly to confirm enrollment eligibility.
What financing options are available for 1481 115th, Otsego, MI 49078?
Per MLS# 25025669, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1481 115th, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $1,846 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1481 115th, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1481 115th, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 1481 115th, Otsego, MI 49078. The maximum advertised download speed is 6.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1481 115th, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Watson Twp police department or the Allegan County sheriff's office.
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Monthly payment$1,492
Principal & interest$1,492
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberLicensed Fixed WirelessGSO SatelliteSatellite
5 providers at this address
123.NET IncFiber
6 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1481 115th, Otsego, MI 49078
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Municipality
Watson Township
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