Sold
149 Lafayette Street, Ionia, MI 48846
Sold on 06/11/2026 for$175,000
MLS # 26019752 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,156 sqftBuilt 19200.15 acres
1 / 24
Listing Description
Step back in time without sacrificing today's conveniences! This 3-bedroom, 2-story classic at 149 Lafayette Street offers the perfect blend of historical soul and functional living. Featuring 1,156 sq. ft. of finished space, this home welcomes you with an inviting front porch and a layout designed for gatherings. Enjoy a formal dining area for Sunday dinners and a cozy living room to unwind. Located in the heart of Ionia, you're just a short distance from local parks and schools. Don't miss this chance to own a piece of Ionia history!
Source: SparkMLS
About this home
Located in Ionia in Ionia, this property offers 3-bedroom, 1-bath, 1,156 sq ft, with original construction dating to 1920.
Final sale price: $175,000 (about $151/sq ft).
Annual property taxes run approximately $2,045 ($170/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,156 sqft
Lot Size0.15 acres
Year Built1920
Stories2
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleHistoric, Traditional
ConstructionAluminum Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed5/3/2026
Sold Date6/10/2026
Original Price$178,900
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$2,045
Tax Year2025
Assessed Value$53,809
Parcel #203-230-000-120-00
Source: SparkMLS
Legal Description
CITY OF IONIA SUP. WILLIAMS ADD LOT 29
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shannon Clark
KW Rivertown Hoppough
Frequently Asked Questions about 149 Lafayette Street, Ionia, MI 48846
What school district is 149 Lafayette Street, Ionia, MI 48846 in?
Per MLS# 26019752, this property is served by Ionia. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26019752, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019752, the most recent reported annual property tax for 149 Lafayette Street, Ionia, MI 48846 is $2,045 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 149 Lafayette Street, Ionia, MI 48846 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 149 Lafayette Street, Ionia, MI 48846 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
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Monthly payment$1,103
Principal & interest$1,103
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
149 Lafayette Street, Ionia, MI 48846
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Municipality
Ionia
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