Sold
149 Taylor Street, Saugatuck, MI 49453
Sold on 01/30/2026 for$550,000
MLS # 25046645 (Michigan Regional Information Center (MichRIC))
2 beds1 bath784 sqftBuilt 19200.36 acres
1 / 25
Listing Description
Don't miss this absolute gem on the hill! This charming cottage is situated on a private, oversized corner lot with a prime location in the City of Saugatuck. Live here year-round or use it as a relaxing weekend getaway. Its unique interior finishes throughout welcome you. There is a newly remodeled three-season porch, 2 bedrooms, and 1 full bath. The primary bedroom features a large walk-in closet roomy enough to use as a study, office, or nursery. There is a generous back deck with a large grill and a private dining table. Exit the back deck to the yard, complete with quaint sitting areas and a fire pit. There is ample space to enjoy games and activities with family and friends. This prime location offers an easy walk to downtown restaurants and stores and a short drive to beautiful Oval Beach. Updates include a new roof (2021), a new refrigerator and dishwasher (2024), a new water line (2024), and all new windows (2025). Property is being sold with all furniture & furnishings.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 784 sq ft home in Saugatuck in Saugatuck built in 1920.
Closed at $550,000 (about $702/sq ft).
Estimated annual property tax: $15,375, or about $1,281 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area784 sqft
Lot Size0.36 acres
Year Built1920
Stories1
Location
CitySaugatuck
MunicipalitySaugatuck City
Zip Code49453
CountyAllegan
School DistrictSaugatuck-Douglas
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air, Space Heater
WaterPublic
SewerPublic
Sale & Financing
Listed9/10/2025
Sold Date1/29/2026
Original Price$575,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$15,375
Tax Year2024
Assessed Value$329,200
Parcel #57-750-015-00
Source: SparkMLS
Legal Description
Lots 25, 26 and N 44ft of lot 27 Resort AdditionU
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paula Cairo
Jaqua Realtors
Frequently Asked Questions about 149 Taylor Street, Saugatuck, MI 49453
What school district is 149 Taylor Street, Saugatuck, MI 49453 in?
Per MLS# 25046645, this property is served by Saugatuck-Douglas. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25046645, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25046645, the most recent reported annual property tax for 149 Taylor Street, Saugatuck, MI 49453 is $15,375 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 149 Taylor Street, Saugatuck, MI 49453 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 149 Taylor Street, Saugatuck, MI 49453 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 149 Taylor Street, Saugatuck, MI 49453?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 149 Taylor Street, Saugatuck, MI 49453. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saugatuck City police department or the Allegan County sheriff's office.
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Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
149 Taylor Street, Saugatuck, MI 49453
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Municipality
Saugatuck
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