For Sale
15163 Winding Creek Drive, Bear Lake, MI 49614
$295,000
MLS # 26026371 (Michigan Regional Information Center (MichRIC))
2 beds1 bath776 sqftBuilt 20141.24 acres
1 / 31
Listing Description
CABIN in the WOODS - NEAR CRYSTAL MOUNTAIN - Discover your ultimate northern Michigan retreat or full-time residence with this custom, one-owner cabin nestled at the end of a quiet cul-de-sac in Big Bear Creek Estates. Built in 2014, this impeccably maintained 2-bedroom, 1-bath home features hand-hewn cedar log siding, energy-efficient 2x6 framing with spray foam insulation, Pella windows, a beautiful exterior fieldstone base, and a paved asphalt driveway. Step inside to soaring cathedral ceilings, warm pine walls, and a striking interior fieldstone fireplace with a freestanding Jotul wood stove. The open-concept main floor hosts the primary bedroom, a full bath with a luxurious jet tub, tile floors and ceiling fan heater, and a kitchen featuring sleek concrete countertops. A beautiful spiral staircase leads to the upper-level loft, which serves as the second bedroom. Outdoor living is a dream with a large covered front porch and an expansive rear deck featuring a 3-year-old
Source: SparkMLS
About this home
Located in Bear Lake, this property offers 2-bedroom, 1-bath, 776 sq ft, with original construction dating to 2014.
Listed at $295,000 (about $380/sq ft).
Estimated annual property tax: $1,874, or about $156 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Cherryland Electric Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area776 sqft
Lot Size1.24 acres
Year Built2014
Stories2
Location
CityBear Lake
MunicipalitySpringdale Twp
Zip Code49614
CountyManistee
School DistrictBenzie
Construction & Systems
StyleCabin, Log Home
ConstructionWood Siding
BasementCrawl Space
HeatingBaseboard, Wood
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Cable Connected
InteriorBroadband, Hot Tub Spa
Sale & Financing
Listed6/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,874
Tax Year2026
Assessed Value$45,161
Parcel #51-13-231-013-05
Source: SparkMLS
Legal Description
BIG BEAR CREEK ESTATES CONDOMINIUM UNITS #13 & #14 SALE(85) 4463 0500, 3464 0938 (90) 3527 1915 (91) 276 2548 0376 (92) 6554 0097 (93) 900 1572 0622 (02) 185 3789 0688, 3795 0604 (06) 2662 1981 0514 (07) 61009 15898 COMBINED ON 01/08/2026 FROM 13-231-014-00, 13-231-013-00;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 15163 Winding Creek Drive, Bear Lake, MI 49614
Which school district serves 15163 Winding Creek Drive, Bear Lake, MI 49614?
Per MLS# 26026371, 15163 Winding Creek Drive, Bear Lake, MI 49614 is in the Benzie boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benzie directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26026371, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 15163 Winding Creek Drive, Bear Lake, MI 49614?
Per public tax records, annual property taxes for this property are $1,874 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 15163 Winding Creek Drive, Bear Lake, MI 49614 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 15163 Winding Creek Drive, Bear Lake, MI 49614 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 15163 Winding Creek Drive, Bear Lake, MI 49614?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Springdale Twp police department or the Manistee County sheriff's office.
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Monthly payment$1,913
Principal & interest$1,913
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
15163 Winding Creek Drive, Bear Lake, MI 49614
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