Pending
1540 N Lakeshore Drive, Ludington, MI 49431
$332,500
MLS # 26015727 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,754 sqftBuilt 19501.48 acres
1 / 34
Listing Description
HAMLIN TOWNSHIP - This 3-bedroom, 2-bath home sits on 1.5 wooded acres just outside of town. Offering a park like setting just minutes from downtown and close to the other local amenities such as the Ludington State Park, Lincoln Hills Golf course and the sugar-sand beaches of Lake Michigan. Inside, you'll find a bright, open layout with fresh paint, newer carpet and vinyl plank flooring, and a wood burning fireplace for cozy fires. A new primary suite features a full bath, custom tile shower, and spacious walk-in closet. There's also a newly added office, perfect for remote work or quiet study. The kitchen is updated with all new appliances, and a mini-split system for AC for convenience and comfort, plus a laundry area. For storage and hobbies, the property includes a 24x24 garage plus a second 13x29 garage, with plenty of space for vehicles, tools, and toys. You have a shared driveway and plenty of parking. With thoughtful updates, modern conveniences, and a prime location
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,754 sq ft home built in 1950 sits in Ludington.
Asking $332,500 (about $190/sq ft).
Property tax estimate: $2,815 per year ($235/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,754 sqft
Lot Size1.48 acres
Year Built1950
Stories1
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Vinyl Siding
BasementSlab
Garage3 spaces
HeatingBaseboard, Hot Water
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorPantry
Sale & Financing
Listed4/15/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,815
Tax Year2025
Assessed Value$110,700
Parcel #53-007-103-079-00
Source: SparkMLS
Legal Description
COMM AT W 1/4 COR TH S ALG SEC LINE 360.3 FT TO POB TH E PAR WITH E/W 1/4 LINE 50 FT TH S 87 DEG 38'15''E 184.43 FTTH S 88 DEG 35'35''E 65.84 FT TH N 0 DEG 31'09''W 11.04 FT TH E PAR WITH E/W 1/4 LINE 357 FT TH S PAR WITH W SEC LINE 100 FT TH W PAR WITH E/W 1/4 LINE 657 FT TH N ALG SEC LINE 100 FT TO POB SEC 3 T18N R18W 1.48 A M/L
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 1540 N Lakeshore Drive, Ludington, MI 49431
What school district is 1540 N Lakeshore Drive, Ludington, MI 49431 in?
Per MLS# 26015727, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26015727, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26015727, the most recent reported annual property tax for 1540 N Lakeshore Drive, Ludington, MI 49431 is $2,815 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1540 N Lakeshore Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1540 N Lakeshore Drive, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,157
Principal & interest$2,157
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1540 N Lakeshore Drive, Ludington, MI 49431
View full property history →
Get email alerts for new listings near 1540 N Lakeshore Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.