For Sale
15400 Cruse Street, Detroit, MI 48227
$145,000
MLS # 20261023617 (Realcomp)
Built 19270.11 acres
1 / 36
Listing Description
Two homes on a double lot for the price of one! Ideal for multi-generational living, rental income, or investment. The primary residence features 2 bedrooms and 1.1 baths. Thoughtfully updated with major 2025 improvements, including a new roof, furnace, A/C, water heater, electrical panel, front windows, back doors, and upgraded drain plumbing, delivering true move-in-ready confidence. Inside, enjoy a functional layout with included kitchen appliances for added convenience. The second home offers a 1 bedroom, 1 bath layout with a living and dining area, perfect as a guest house, rental unit, or private workspace. Situated on a spacious double lot, the property also includes a large storage shed and a one car garage for tools and equipment. A versatile property with strong income potential and long term value. Schedule your showing today!
Source: SparkMLS
About this home
3-bath home in Harmony Village in Detroit built in 1927.
Asking $145,000.
Annual property taxes run approximately $3,261 ($272/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeMulti Family
Bathrooms3
Lot Size0.11 acres
Year Built1927
Location
CityDetroit
Zip Code48227
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick, Vinyl Siding
HeatingForced Air
Sale & Financing
Listed4/9/2026
Original Price$159,900
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$1,241
Tax Year2025
Assessed Value$50,800
Homestead (PRE)100%
Parcel #22034158.
Source: Public Records
Legal Description
E CRUSE 120 GLENGARRY SUB L35 P1 PLATS, W C R 22/85 40 X 114
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Edgar Primiciero
EXP Z Real Estate
Frequently Asked Questions about 15400 Cruse Street, Detroit, MI 48227
What school district is 15400 Cruse Street, Detroit, MI 48227 in?
Per MLS# 20261023617, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261023617, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261023617, the most recent reported annual property tax for 15400 Cruse Street, Detroit, MI 48227 is $1,131. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 15400 Cruse Street, Detroit, MI 48227 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 15400 Cruse Street, Detroit, MI 48227 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$3,261
Monthly$272
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,212
Principal & interest$940
Property taxes$272
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
15400 Cruse Street, Detroit, MI 48227
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Neighborhood
Harmony Village
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Community
Detroit
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County
Wayne County
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