For Sale
15424 Cruse Street, Detroit, MI 48227
$185,500
MLS # 20261036876 (Realcomp)
4 beds2 baths3,096 sqftBuilt 19280.1 acres
1 / 40
Listing Description
Fully Renovated 4-Bedroom Home + Bonus Lot – Move-In Ready! Welcome to this beautifully updated 4-bedroom, 2-bath home offering modern finishes, thoughtful upgrades, and a clean, turnkey design perfect for both homeowners and investors.The brand-new kitchen features contemporary cabinetry, sleek stone-style countertops, a stylish ceramic tile backsplash, and a premium smart workstation sink with integrated features—perfect for both everyday living and entertaining.Enjoy two fully remodeled bathrooms, including a main-floor bath with a tub and floor-to-ceiling porcelain tile, and a newly added spacious primary suite featuring a private full bath, walk-in shower, elegant tile finishes, and a Bluetooth speaker ventilation fan for a spa-like experience.Additional upgrades include:- Full home repipe for peace of mind- Durable, modern wood-look plank flooring throughout main living areas- Refinished fireplace with porcelain tile surround- New carpet in all 4 bedrooms- New roof, furnace, and hot water tank- Recessed lighting throughout, including 18 lights in the basement- Freshly painted basement with sleek black ceiling and flake painted floors for a modern, open feel- Freshly painted garage with new carriage-style 2-car garage doors (enhanced curb appeal)BONUS: This property includes an additional adjacent lot with a new privacy fence—ideal for extra outdoor space, entertaining, or future development potential.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 3,096 sq ft home built in 1928 sits in Harmony Village in Detroit.
Listed at $185,500 (about $60/sq ft).
Property tax estimate: $2,086 per year ($174/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area3,096 sqft
Lot Size0.1 acres
Year Built1928
Stories2
Location
CityDetroit
Zip Code48227
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,181
Tax Year2025
State Equalized Value$32,500
Assessed Value$32,500
Homestead (PRE)100%
Parcel #22034161.
Source: Public Records
Legal Description
E CRUSE 123 GLENGARRY SUB L35 P1 PLATS, W C R 22/85 35 X 114
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Future D Davis
EXP Realty Main
Frequently Asked Questions about 15424 Cruse Street, Detroit, MI 48227
What school district is 15424 Cruse Street, Detroit, MI 48227 in?
Per MLS# 20261036876, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261036876, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261036876, the most recent reported annual property tax for 15424 Cruse Street, Detroit, MI 48227 is $2,327. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 15424 Cruse Street, Detroit, MI 48227 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 15424 Cruse Street, Detroit, MI 48227 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$2,086
Monthly$174
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,377
Principal & interest$1,203
Property taxes$174
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
15424 Cruse Street, Detroit, MI 48227
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Neighborhood
Harmony Village
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Community
Detroit
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County
Wayne County
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