Under Contract
15628 South Street, Vandalia, MI 49095
$674,900
MLS # 26022325 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,198 sqftBuilt 198912 acres
1 / 37
Listing Description
Nestled on 12 beautiful acres in Vandalia, this stunning 4-bedroom, 2.5-bath home offers the perfect blend of modern updates and peaceful country living. Completely move-in ready, the home features all new paint, flooring, and carpet throughout, along with beautifully renovated bathrooms. The updated kitchen includes new appliances, countertops, and a new washer and dryer for added convenience. Recent improvements also include an updated cedar exterior, new water heater, and new well pump. Outside, enjoy summer days by the inground pool, plus a barn with new doors and a detached garage featuring a new roof, updated cement flooring, fresh paint, and electric upgrades. The expansive property also includes two pastures, offering endless possibilities for horses, hobby farming, recreation, or simply enjoying the privacy and beauty of the outdoors.
Source: SparkMLS
About this home
Located in Vandalia, this property offers 4-bedroom, 3-bath, 2,198 sq ft, with original construction dating to 1989.
Asking $674,900 (about $307/sq ft).
Property tax estimate: $5,549 per year ($462/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,198 sqft
Lot Size12 acres
Year Built1989
Stories3
Location
CityVandalia
MunicipalityPorter Twp
Zip Code49095
CountyCass
School DistrictConstantine
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorCeiling Fan(s), LP Tank Rented, Eat-in Kitchen
Sale & Financing
Listed5/13/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,549
Tax Year2025
Assessed Value$203,800
Parcel #14-120-018-008-00
Source: SparkMLS
Legal Description
. (250 7-13) COM N 1/4 POST SEC 18, TH S 12.89 CH TH W 10 CHS, TH N 7 CHS, TH W 15 LKS, TH N TO SEC LINE, TH E ON SD LINE TO BEG. SEC 18 12 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Maggie Thompson
Howard Hanna Real Estate
Frequently Asked Questions about 15628 South Street, Vandalia, MI 49095
Which school district serves 15628 South Street, Vandalia, MI 49095?
Per MLS# 26022325, 15628 South Street, Vandalia, MI 49095 is in the Constantine boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Constantine directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26022325, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 15628 South Street, Vandalia, MI 49095?
Per public tax records, annual property taxes for this property are $5,549 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 15628 South Street, Vandalia, MI 49095 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 15628 South Street, Vandalia, MI 49095 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 15628 South Street, Vandalia, MI 49095?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Porter Twp police department or the Cass County sheriff's office.
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Monthly payment$4,377
Principal & interest$4,377
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
15628 South Street, Vandalia, MI 49095
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